6645 49th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 6645 49th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,566 sqft · built 2005
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$569,800 (Mar 2022)
Tax Bill	$6,076 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-39-09-00010-0000-00012.0`

Property Details

APN / Parcel Number

Primary APN	`32-39-09-00010-0000-00012.0`
Alternative APN	`43518`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,566 sqft Living Area
1st Floor Area	2,566 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	134 ft deep x 90 ft wide
Garage Area	543 sqft
Driveway	Driveway
Driveway Area	964 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	603 sqft
Patio Area	768 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	43518
Street Address	6645 49TH CT
City	VERO BEACH
State	FL
Zip	32967-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	CRYSTAL FALLS OF VERO LOT 12 PBI 16-95
Legal Range	39
Legal Township	32
Legal Section	09
Legal Subdivision	CRYSTAL FALLS OF VERO
Legal Lot Number	12
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2024
Census Tract	50812

Owner

6645 49th Ct is owned and occupied by an individual who bought it in March 2022.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6645 49TH CT, VERO BEACH, FL 32967-6413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	3120220015668
Deed Book / Page	3519 / 2472
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 11, 2022
Property Address	6645 49TH CT, VERO BEACH, FL 32967-6413
Document Number	0035192472
Book / Page	3519 / 2472
Map Reference	MB 16 PG 95
Instrument Date	Mar 3, 2022
Instrument	3120220015668
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,988.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6645 49TH CT, 6645, VERO BEACH, FL 32967-6413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6645 49TH CT, VERO BEACH, FL 32967-6413

Mortgage

Document Number	0035192474
Date	Mar 11, 2022
Instrument	3519/2474

Lender

Name	BAYSHORE MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Feb 26, 2018
Property Address	6645 49TH CT, VERO BEACH, FL 32967-6413
Document Number	0030942316
Book / Page	3094 / 2316
Map Reference	MB16 PG95,95A-95C
Instrument Date	Feb 20, 2018
Instrument	3120180011067
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATLANTIC COSTAL LAND TITLE C

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,519.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6645 49TH CT, 6645, VERO BEACH, FL 32967-6413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 SCARLET OAK CIR, VERO BEACH, FL 32966-4729

Mortgage

Document Number	3120180011068
Date	Feb 26, 2018
Instrument	3120180011068

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 6645 49th Ct was $6,076.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,076.00	$443,670	$513,804 Land $68,000 Building $445,804
2023	$5,451.00 (-2.15%)	$418,608 (+8.69%)	$515,287 (+33.79%) Land $59,500 Building $455,787
2022	$5,571.00	$385,134 Land $35,700 Building $349,434	$385,134 Land $35,700 Building $349,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6645 49th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6645 49th Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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