6644 Whitehouse Trl, Vanderbilt, MI 49795 Property Records

Otsego County property record for 6644 Whitehouse Trl, Vanderbilt, MI 49795

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Tax Bill	$426 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2009 Mortgage + 11 more
APN	`041-034-100-120-01`

Property Details

APN / Parcel Number

Primary APN	`041-034-100-120-01`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Street Address	6644 WHITEHOUSE TRL
City	VANDERBILT
State	MI
Zip	49795-9736
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 OF NW 1/4 SEC34 T32N-R2W LYING W OF COUNTY RD COMM AT W 1/4 COR OF SEC 34; TH N 00* 43' 23" E ALG W LN OF SEC
Legal Range	02W
Legal Township	32N
Legal Section	34
Jurisdiction	OTSEGO MI
Township / Civil Division	CORWITH
Census Block Group	3
Census Block	3082
Census Tract	950100

Owner

Source: Otsego County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNI
Oct 12, 2009	Deed of Trust, Mortgage MBANK
Mar 17, 2010	Deed of Trust, Mortgage MBANK
Mar 4, 2013	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Mar 24, 2010	Deed of Trust, Mortgage · Line of Credit MBANK
Apr 14, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 23, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 15, 2016	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Feb 9, 2015	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNI
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 26, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Nov 20, 2023	Quit Claim Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 8, 2023
Transfer Doc	1645000079
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	0000001645/0000000580
Date	Nov 20, 2023
Book Page	0000001645/0000000580

Lender

Name	COMMUNITY FINANCIAL CREDIT UNI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6608 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	001214/692
Date	Oct 12, 2009
Book Page	1214/692

Lender

Name	MBANK
Address	130 S CEDAR ST, MANISTIQUE, MI 49854

Agreement

Amount	Amount Recorded

Interest

Rate	5.5%

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001225/321
Date	Mar 17, 2010
Book Page	1225/321

Lender

Name	MBANK
Address	130 S CEDAR ST, MANISTIQUE, MI 49854

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2040

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	001314/390
Date	Mar 4, 2013
Book Page	1314/390

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Seller
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2043

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001225/791
Date	Mar 24, 2010
Book Page	1225/791

Lender

Name	MBANK
Type	Seller
Address	130 S CEDAR ST, MANISTIQUE, MI 49854

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2025

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01372/0268
Date	Apr 14, 2015
Book Page	1372/0268

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2045

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01387/0891
Date	Oct 23, 2015
Book Page	1387/0891

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2045

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01409/0928
Date	Aug 15, 2016
Book Page	1409/0928

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Apr 1, 2045

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	001367/312
Date	Feb 9, 2015
Book Page	1367/312

Lender

Name	FREEDOM MORTGAGE CORPORATION
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	0000001645/0000000580
Date	Nov 20, 2023
Book Page	0000001645/0000000580

Lender

Name	COMMUNITY FINANCIAL CREDIT UNI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	0000001524/0000000175
Date	May 26, 2020
Book Page	0000001524/0000000175

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO MI
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Transaction Type	Mortgage
Record Updated	Jun 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	0000001524/0000000175
Date	May 26, 2020
Book Page	0000001524/0000000175

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jan 1, 2046

November 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO MI
Recording Date	Nov 20, 2023
Property Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736
Document Number	0001645/79
Book / Page	1645 / 79
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6644 WHITEHOUSE TRL, VANDERBILT, MI 49795-9736

Mortgage

Document Number	0000164580
Date	Nov 20, 2023
Instrument	1645/80

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%

Tax Assessment & Valuation

Source: Otsego County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Otsego County
County Subdivision	Corwith Township
Unified School District	Vanderbilt Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,600 (+5.86%)	$213,200 (+5.86%)
2025	$426.00 (-46.82%) Homeowner's exemption	$100,700 (+42.43%)	$201,400 (+42.43%)
2024	$801.00 (+4.16%)
2023		$70,700	$141,400
2022	$769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 88% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Whitehouse Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures