6641 Ribbon Ln, Placerville, CA 95667 Property Records

El Dorado County property record for 6641 Ribbon Ln, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 572 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2026)
Tax Bill	$1,146 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`327-180-002-000`

Property Details

APN / Parcel Number

Primary APN	`327-180-002-000`
Alternative APNs	`32718002100` `3271800210`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	572 sqft Living Area
1st Floor Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1950
Construction Type	Wood
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space
Patio Area	572 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6641 RIBBON LN
City	PLACERVILLE
State	CA
Zip	95667-0116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SEC 23 10 10
Legal Subdivision	HIGHWAY VIEW TERRACE SUB
Legal Lot Number	27
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1002
Census Tract	31505

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1605 BARRETT DR, PLACERVILLE, CA 95667-6015
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage 200375059 IRA
Jun 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage 200543618 IRA
May 1, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 22, 2023	Grant Deed, Transfer · Commercial Mortgage STEVEN LAZERSON LIVING TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	202614349
Prior Transfer Date	Mar 16, 2023
Prior Transfer Doc	0000008077
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6641 RIBBON LN, PLACERVILLE, CA 95667-8212
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2374 MISSION INN AVE, RIVERSIDE, CA 92507-4201

Mortgage

Document Number	0000015879
Date	Jun 9, 2023
Instrument	2023-0015879

Lender

Name	200375059 IRA
Type	Non-Lending Institution
Address	WESTLAKE, OH 44145

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	6641 RIBBON LN, PLACERVILLE, CA 95667-8212
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2374 MISSION INN AVE, RIVERSIDE, CA 92507-4201

Mortgage

Document Number	0000015878
Date	Jun 9, 2023
Instrument	2023-0015878

Lender

Name	200543618 IRA
Type	Non-Lending Institution
Address	WESTLAKE, OH 44145

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 1, 2026
Property Address	6641 RIBBON LN, PLACERVILLE, CA 95667-8212
Document Number	0000014349
Instrument Date	Mar 26, 2026
Instrument	2026.14349
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,219.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1605 BARRETT DR, PLACERVILLE, CA 95667-6015

Mortgage

Document Number	0000014351,
Date	May 1, 2026
Instrument	2026..14351

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 22, 2023
Property Address	6641 RIBBON LN, PLACERVILLE, CA 95667-8212
Document Number	0000008078
Map Reference	MB A MAP 5
Instrument Date	Feb 7, 2023
Instrument	2023-0008078
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6641 RIBBON LN, PLACERVILLE, CA 95667-8212

Mortgage

Document Number	0000008079
Date	Mar 22, 2023
Instrument	2023-0008079

Lender

Name	STEVEN LAZERSON LIVING TRUST
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000008080
Date	Mar 22, 2023
Instrument	2023-0008080

Lender

Name	200375059 IRA
Type	Non-Lending Institution
Address	WESTLAKE, OH 44145

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$106,120 (+2%) Land $31,836 Building $74,284
2025	$1,146.00 (+235.09%)	$104,040 (+291.54%) Land $31,212 Building $72,828
2024	$342.00 (+6.88%)
2023	$320.00 (-3.61%)	$26,572 Land $9,736 Building $16,836
2022	$332.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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