Mecklenburg County property record for 6641 Gardner Ln, Charlotte, NC 28270
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,847 sqft · built 2016 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,801 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 213-373-15 |
| Primary APN | 213-373-15 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,847 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Lot Area | 14,680 sqft (0.337 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6641 GARDNER LN |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28270-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L3B M57-216 |
| Legal Subdivision | GARDNER LANE |
| Legal Block | 3 |
| Legal Lot Number | 3B |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3015 |
Source: Mecklenburg County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6641 GARDNER LN, CHARLOTTE, NC 28270-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 8, 2020 | Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 1, 2017 | Warranty Deed, Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 |
| Deed Sale | Jul 8, 2020 |
| Prior Sale | Jun 1, 2017 · Amount on Record |
| Deed Document Number | 2020102856 |
| Deed Book / Page | 34782 / 553 |
| Prior Transfer Date | Jul 2, 2020 |
| Prior Transfer Doc | 0000102856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6641 GARDNER LN, CHARLOTTE, NC 28270-2824 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000164330 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 36455/871 |
| Instrument | 2021164330 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Sep 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 8, 2020 |
| Property Address | 6641 GARDNER LN, CHARLOTTE, NC 28270-2824 |
| Document Number | 0000102856 |
| Book / Page | 34782 / 553 |
| Map Reference | MB 57 PG 384 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020102856 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6641 GARDNER LN, CHARLOTTE, NC 28270-2824 |
| Document Number | 0000102857 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020102857 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 1, 2017 |
| Property Address | 6641 GARDNER LN, CHARLOTTE, NC 28270-2824 |
| Document Number | 0000072369 |
| Book / Page | 31846 / 893 |
| Map Reference | MB57 PG384 |
| Instrument Date | May 31, 2017 |
| Instrument | 2017072369 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4521 PGA BLVD # 280, 4521, PALM BEACH GARDENS, FL 33418-3997 |
| Name | Verified Name |
|---|---|
| Address | 6641 GARDNER LN, CHARLOTTE, NC 28270-2824 |
| Document Number | 0000072370 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 2017072370 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878,000 Land $195,000 Building $683,000 | $878,000 Land $195,000 Building $683,000 | |
| 2024 | $6,801.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures