6641 Flat Creek Ct, Dayton, OH 45424 Property Records

Montgomery County property record for 6641 Flat Creek Ct, Dayton, OH 45424

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,847 sqft · built 1988
Lot Size0.21 acres (9,148 sqft)
OwnerOwner Name on File
Last Sale$134,900 (Jul 2014)
Tax Bill$3,717 (2024)
Deeds & MortgagesAug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNP70 00607 0006

Property Details

APN / Parcel Number

Primary APNP70 00607 0006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,847 sqft Living Area
1st Floor Area804 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeFrame
Lot Area9,148 sqft
Lot Dimensions154 ft deep x 60 ft wide
Garage Area169 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area229 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address6641 FLAT CREEK CT
CityDAYTON
StateOH
Zip45424-6512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description13871 H C HUBER #59 SEC 4
Legal SubdivisionHUBER
Legal Lot Number6
JurisdictionMONTGOMERY OH
Township / Civil DivisionHUBER HEIGHTS
Census Block Group2
Census Block2000
Census Tract100102

Owner

The current owner of 6641 Flat Creek Ct bought it in July 2014.

Source: Montgomery County records, as of January 26, 2026

Owner of RecordOwner Name on File
Mailing Address6641 FLAT CREEK CT, DAYTON, OH 45424-6512
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleJul 30, 2014 · Amount on File
Deed SaleJul 30, 2014 · Amount on File
Prior SaleOct 20, 2004 · Amount on File
Deed Document Number2014-00039443
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY OH
Property Address6641 FLAT CREEK CT, DAYTON, OH 45424-6512
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047999
DateAug 2, 2022
Instrument2022-00047999
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityHuber Heights City
Unified School DistrictHuber Heights City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,000 Land $15,710 Building $54,290
2024$3,717.00 (+3.54%)
2023$3,590.00 (+6.97%)$70,000 (+36%) Land $15,710 Building $54,290$199,990 Land $44,880 Building $155,110
2022$3,356.00$51,470 Land $11,550 Building $39,920
2020$147,050 Land $33,000 Building $114,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6641 Flat Creek Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6641 Flat Creek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUBER HEIGHTS PUBLIC WATER SYSTEM
private · serves 43,439 people · EPA ID OH5703612
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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