Gallatin County property record for 6640 River Rd, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,053 sqft · built 1994 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,895 (2026) |
| Deeds & Mortgages | Sep 2023 Reverse Mortgage Jun 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF20742 |
| Primary APN | 00RFF20742 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,053 sqft Living Area |
| 1st Floor Area | 2,053 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Wooded |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RFF20742 |
|---|---|
| Street Address | 6640 RIVER RD |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-8560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S34, T01 S, R04 E, C.O.S. 908, PARCEL A, ACRES 10 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 34 |
| Legal Subdivision | A |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | MANHATTAN |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 400 |
6640 River Rd is owned by a company that acquired it in October 2025 and is owner-occupied.
Source: Gallatin County records, as of September 22, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 6640 RIVER RD, BOZEMAN, MT 59718-8560 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 31, 2025 |
| Transfer Doc | 0002864570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 6640 RIVER RD, BOZEMAN, MT 59718-8560 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 6540 RIVER RD, BOZEMAN, MT 59718-8885 |
| Document Number | 0002811176 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2811176 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 891 Months |
| Due | Dec 15, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.89% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 6640 RIVER RD, BOZEMAN, MT 59718-8560 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0002685725 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 2685725 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 6640 River Rd was $2,895 with a homeowner's exemption, down 5.4% from the year before.
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,895.00 (-5.36%) Homeowner's exemption | $993,993 (-) | $993,993 (-) Land $603,423 Building $390,570 |
| 2025 | $3,059.00 Homeowner's exemption | $993,993 | $993,993 Land $603,423 Building $390,570 |
| 2023 | $5,735.00 | $951,500 | $951,500 Land $377,799 Building $573,701 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6640 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1997–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2018 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6640 River Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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