Berrien County property record for 6640 Naomi Rd, Eau Claire, MI 49111
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,638 sqft · built 1999 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,753 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-0016-0001-09-3 |
| Primary APN | 16-0016-0001-09-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,638 sqft |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 215,622 sqft (4.95 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6640 NAOMI RD |
|---|---|
| City | EAU CLAIRE |
| State | MI |
| Zip | 49111-9674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | BEG 840.82' E OF NW COR SEC 16 T5S R17W TH E 248.63' TH S00DEG26'06''E 265' TH E 200' TH S00DEG26'06''E 280.08' TH W 187' TH |
| Legal Range | 17W |
| Legal Township | 05S |
| Legal Section | 16 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | PIPESTONE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10500 |
Source: Berrien County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3071 NEWMARKET DR, B, ROCKFORD, MI 49341-8976 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Dec 28, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2001 |
| Deed Sale | Sep 14, 2001 |
| Deed Book / Page | 2178 / 209 |
| Last Transfer Date | Dec 27, 2018 |
| Transfer Doc | 03226/0890 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6640 NAOMI RD, EAU CLAIRE, MI 49111-9674 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3071 NEWMARKET DR B, B, ROCKFORD, MI 49341-8976 |
| Document Number | 03465/2156 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 3465/2156 |
| Instrument | 2025447040 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6640 NAOMI RD, EAU CLAIRE, MI 49111-9674 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03340/3120 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 3340/3120 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EAST LIBERTY, OH 43319 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 6640 NAOMI RD, EAU CLAIRE, MI 49111-9674 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 03232/1468 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 3232/1468 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2029 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 28, 2018 |
| Property Address | 6640 NAOMI RD, EAU CLAIRE, MI 49111-9674 |
| Document Number | 03226/0890 |
| Book / Page | 3226 / 0890 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6640 NAOMI RD, EAU CLAIRE, MI 49111-9674 |
Source: Berrien County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Pipestone Township |
| Unified School District | Eau Claire Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,700 (+1.73%) | $317,400 (+1.73%) | |
| 2025 | $1,753.00 (+2.34%) Homeowner's exemption | $156,000 (+31.98%) | $312,000 (+31.98%) |
| 2024 | $1,713.00 (-2.56%) | ||
| 2023 | $118,200 | $236,400 | |
| 2022 | $1,758.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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