6640 N Point Dr, Fruitport, MI 49415 Property Records

Muskegon County property record for 6640 N Point Dr, Fruitport, MI 49415

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,471 sqft · built 1992
Lot Size	0.345 acres (15,028 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Aug 2018)
Tax Bill	$6,604 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15550000001900`

Property Details

APN / Parcel Number

Primary APN	`15550000001900`
Alternative APN	`61-15-550-000-0019-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	2,471 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Unfinished Basement	1,636 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,028 sqft (0.345 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6640 N POINT DR
City	FRUITPORT
State	MI
Zip	49415-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FRUITPORT CHARTER TOWNSHIP NORTH POINT ESTATES SUBDIVISION LOT 19 SEC 35 T9N R16W
Legal Range	15W
Legal Township	9N
Legal Section	50
Legal Subdivision	NORTH POINT ESTATES
Legal Lot Number	19
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITPORT
Census Block Group	3
Census Block	3000
Census Tract	2800

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6640 N POINT DR, FRUITPORT, MI 49415-9677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Sep 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 6, 2018	Warranty Deed, Transfer NOT AVAILABLE
Aug 31, 2018	Warranty Deed, Transfer TRANSNATION TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Jul 24, 2014 · Amount on Record
Deed Document Number	20185631734
Deed Book / Page	4165 / 979
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6640 N POINT DR, FRUITPORT, MI 49415-9677
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 N POINT DR, FRUITPORT, MI 49415-9677

Mortgage

Document Number	004319/576
Date	Jan 23, 2023
Book Page	4319/576
Instrument	5785180

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	49511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6640 N POINT DR, FRUITPORT, MI 49415-9677
Document Number	0005667208
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6640 N POINT DR FRUITPORT MI 494159677, FRUITPORT, MI 49415-9677

Mortgage

Document Number	0005667208
Date	Oct 3, 2019
Book Page	004201/000487
Instrument	5667208

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6640 N POINT DR, FRUITPORT, MI 49415-9677
Document Number	0005637281
Instrument Date	Oct 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6640 N POINT DR FRUITPORT MI 494159677, FRUITPORT, MI 49415-9677

Mortgage

Document Number	0005637281
Date	Nov 6, 2018
Book Page	004171/000532
Instrument	5637281

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 6, 2018
Property Address	6640 N POINT DR, FRUITPORT, MI 49415-9677
Document Number	0005637280
Book / Page	004171 / 000531
Instrument Date	Oct 31, 2018
Instrument	5637280
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16230 152ND AVE SPRING LAKE MI 494562202, SPRING LAKE, MI 49456-2202

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Aug 31, 2018
Property Address	6640 N POINT DR, FRUITPORT, MI 49415-9677
Document Number	0005631734
Book / Page	004165 / 000979
Instrument Date	Aug 24, 2018
Instrument	5631734
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,315.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2120 43RD ST SE #700 GRAND RAPIDS MI 495083717, 700, GRAND RAPIDS, MI 49508-3717
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitport Charter Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,800 (+1.7%)	$431,600 (+1.7%)
2025	$6,604.00 Homeowner's exemption	$212,200	$424,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUITPORT TOWNSHIP serves 9,355 people · EPA ID MI0002507
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum, Xfinity.

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