Muskegon County property record for 6640 Lamos Rd, Montague, MI 49437
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,405 sqft · built 1941 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,566 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01001200001000 |
| Primary APN | 01001200001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 2,405 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,352 sqft |
| Unfinished Basement | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 6640 LAMOS RD |
|---|---|
| City | MONTAGUE |
| State | MI |
| Zip | 49437-9370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE RIVER TOWNSHIP SEC 1 T11N R18W PT GOV'T LOT 1 DESC AS COM AT NE COR SD SEC TH S 1D 01M 00S E ALG E LN OF SD SEC 1143 FT |
| Legal Range | 18W |
| Legal Township | 11N |
| Legal Section | 01 |
| Legal Lot Number | 1 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | WHITE RIVER |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 3800 |
Source: Muskegon County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6640 LAMOS RD, MONTAGUE, MI 49437-9370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 11, 2016 |
| Transfer Doc | 0005552677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 6640 LAMOS RD, MONTAGUE, MI 49437-9370 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6640 LAMOS RD, MONTAGUE, MI 49437-9370 |
| Document Number | 004310/713 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 4310/713 |
| Instrument | 5776326 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| County Subdivision | White River Township |
| Unified School District | Montague Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $387,000 (+2.3%) | $774,000 (+2.3%) | |
| 2025 | $6,566.00 Homeowner's exemption | $378,300 | $756,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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