6640 Elm St, Bailey, NC 27807 Property Records

Nash County property record for 6640 Elm St, Bailey, NC 27807

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,321 sqft · built 1991
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2021)
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`276417-01-9706`

Property Details

APN / Parcel Number

Primary APN	`276417-01-9706`
Alternative APNs	`044534` `77102`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,321 sqft Heated Area
Gross Area	1,284 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	77102
Old Parcel Number	044534
Street Address	6640 ELM ST
City	BAILEY
State	NC
Zip	27807-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1 LT, 8 ELM ST SPLIT OUT OF 276417110817 LT 1H 8 ELM ST
Legal Lot Number	1H
Jurisdiction	NASH NC
Township / Civil Division	BAILEY
Census Block Group	1
Census Block	1018
Census Tract	11400

Owner

Source: Nash County records · APN 276417-01-9706

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6640 ELM ST, BAILEY, NC 27807-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 07, 2021 · Amount on Record
Deed Sale	Apr 07, 2021 · Amount on Record
Deed Document Number	0003120405
Deed Book / Page	3120 / 405
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Apr 07, 2021
Property Address	6640 ELM ST, BAILEY, NC 27807-9600
Document Number	003120/405
Book / Page	3120 / 405
Map Reference	MB 6 PG 102
Instrument Date	Mar 23, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 CARDINAL DR, RALEIGH, NC 27604-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6640 ELM SHEET, BAILEY, NC 27807

Mortgage

Document Number	0003120408
Date	Apr 07, 2021
Instrument	3120/408

Lender

Name	AUSTIN CAPITAL BANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Nash County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Bailey Town
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (+26.79%)	$217,470 (+20.02%) Land $19,000 Building $198,470	$217,470 (+20.02%) Land $19,000 Building $198,470
2023	$2,576.00	$181,190	$181,190 Land $16,150 Building $165,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 74 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF BAILEY serves 566 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.