Oakland County property record for 6640 Commerce Rd, West Bloomfield, MI 48324 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1977 |
| Square Footage | 3,822 sqft Living Area |
| Lot Size | 37,984 sqft (0.872 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $800,000 (2002) |
| Tax Bill | $8,853.00 (2025) |
| Primary APN | X-18-08-326-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Building Area | 3,822 sqft Living Area |
| 1st Floor | 2,343 sqft 1st Floor |
| Basement Area | 2,310 sqft Basement |
| Finished Basement | 2,310 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Lot Area | 37,984 sqft (0.872 acres) |
| Depth X Width | 438 ft x 86.7 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,107 sqft Garage |
| Deck Area | 744 sqft Deck |
|---|---|
| Patio Area | 744 sqft Patio |
| Porch Area | 754 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 6640 COMMERCE RD |
|---|---|
| City | WEST BLOOMFIELD |
| State | MI |
| Zip | 48324-2716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T2N, R9E, SEC 8 AVIATION COUNTRY CLUB ALLOTMENT E 1/2 OF LOT 22 & ALL OF LOT 23 |
| Legal Range | 09E |
| Legal Township | 02N |
| Legal Section | 08 |
| Legal Subdivision | COUNTRY CLUB |
| Legal Lot Number | 22-23 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | WEST BLOOMFIELD |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 156100 |
Source: Oakland County records · APN X-18-08-326-015
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6640 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Apr 25, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 07, 2020 | Deed of Trust, Mortgage · Building or Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2002 · Amount on Record |
| Deed Sale | Aug 02, 2002 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6640 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000177720 |
|---|---|
| Date | Sep 25, 2017 |
| Book Page | 51103/00854 |
| Instrument | 177720 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6640 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000064152 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 52765/00331 |
| Instrument | 64152 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6640 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000192347 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 53510/00391 |
| Instrument | 192347 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.1% |
| Type Change Date | Dec 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.1% |
| Index | 1-Year LIBOR |
| Max Rate | 8.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6640 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6640 COMMERCE RD, WEST BLOOMFIELD, MI 48324-2716 |
| Document Number | 0000002849 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 53668/00299 |
| Instrument | 002849 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 10, 2049 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | West Bloomfield Charter Township |
| Unified School District | West Bloomfield School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,853.00 (-35.64%) Homeowner's exemption | $460,210 (+16.59%) Land $195,970 Building $264,240 | $920,420 (+16.59%) Land $391,940 Building $528,480 |
| 2024 | $13,756.00 (+14.46%) | ||
| 2023 | $789,420 Land $326,620 Building $462,800 | ||
| 2022 | $12,018.00 | $394,710 Land $163,310 Building $231,400 |
6640 Commerce Rd is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024
| FEMA Flood Zone | Zone AE 1% annual chance, base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 930.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 3rd percentile of exposed land nationally · 7th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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