Santa Rosa County property record for 6640 Codell St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,589 sqft · built 2008 |
| Lot Size | 1.12 acres (49,179 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,700 (Aug 2008) |
| Tax Bill | $4,871 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Jul 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-2S-26-1920-09300-0020 |
| Primary APN | 18-2S-26-1920-09300-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,589 sqft Living Area |
| Gross Area | 5,608 sqft |
| 1st Floor Area | 3,589 sqft |
| Utility Area | 9 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 49,179 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 997 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 591 sqft |
| Patio Area | 422 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6640 CODELL ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-8129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | HOLLEY BY THE SEA 1ST CORR & AMEND LOT 2 BLK 93 AS DES IN OR 2851 PG 1623 & AS DES IN OR 4354 PG 877 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 18 |
| Legal Subdivision | HOLLEY SEA/1ST AMD |
| Legal Block | 93 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 10820 |
Source: Santa Rosa County assessment roll, APN 18-2S-26-1920-09300-0020, as of December 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Commercial Mortgage INTRUST BANK NA |
| Jul 20, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED STATES FCU |
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN AIRLINES FCU |
| Dec 22, 2022 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 29, 2008 · Amount on Record |
| Deed Sale | Aug 29, 2008 · Amount on Record |
| Prior Sale | Mar 18, 2004 · Amount on Record |
| Deed Document Number | 200834391 |
| Deed Book / Page | 2851 / 1623 |
| Last Transfer Date | Feb 20, 2022 |
| Transfer Doc | 0043540877 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2105 BELTINE, NEWTON, KS 67114-5543 |
| Document Number | 0043840825 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 4384/825 |
| Instrument | 202315612 |
| Name | INTRUST BANK NA |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67201 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 22, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Document Number | 0041501563 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 4150/1563 |
| Instrument | 202148501 |
| Name | UNITED STATES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 19, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Document Number | 0041891240 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 4189/1240 |
| Instrument | 202166873 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 22, 2022 |
| Property Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
| Document Number | 0043540877 |
| Book / Page | 4354 / 877 |
| Map Reference | MB 2857 PG 1623 |
| Instrument Date | Aug 28, 2008 |
| Instrument | 202269508 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 AMY DR, O FALLON, IL 62269-3406 |
| Name | Verified Name |
|---|---|
| Address | 6640 CODELL ST, NAVARRE, FL 32566-8129 |
Source: Santa Rosa County assessment roll as of December 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $449,186 (+2.9%) | $705,219 (+3.17%) Land $127,500 Building $577,719 | |
| 2024 | $4,871.00 (+2.01%) Homeowner's exemption | $436,527 (+3%) | $683,534 (+3.62%) Land $127,500 Building $556,034 |
| 2023 | $4,775.00 (+2.51%) Homeowner's exemption | $423,813 (+3%) | $659,624 (+8.54%) Land $110,500 Building $549,124 |
| 2022 | $4,658.00 Homeowner's exemption | $411,469 | $607,729 Land $85,000 Building $522,729 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108201, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 311 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 311 in force |
| Nearby Flood Claims | 49 (1995–2020) |
| Claims Outside the SFHA | 1 of 49 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 220 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
Source: EPA Safe Drinking Water Information System, water system FL1570349, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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