664 W 4th St, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 664 W 4th St, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	0.108 acres (4,696 sqft)
Owner	2 Individual Names on File
Last Sale	$46,000 (Feb 2023)
Tax Bill	$11,336 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00109-0000-00063`

Property Details

APN / Parcel Number

Primary APN	`12-00109-0000-00063`
Alternative APNs	`120010900063` `00895000`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	4,696 sqft (0.108 acres)
Lot Dimensions	156 ft deep x 30 ft wide

Location & Zoning

Account Number	00895000
Street Address	664 W 4TH ST
City	PLAINFIELD
State	NJ
Zip	07060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FACILITY NAME: VACANT LAND
Legal Block	109
Legal Lot Number	63
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1001
Census Tract	39400

Owner

664 W 4th St is owned and occupied by two individuals who bought it in February 2023.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	664 W 4TH ST, PLAINFIELD, NJ 07060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY LOAN FUND OF NEW JERSEY INC
Feb 10, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	Dec 7, 2021 · Amount on File
Deed Document Number	202326642
Deed Book / Page	6499 / 2546
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0064410551
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	664 W 4TH ST, PLAINFIELD, NJ 07060-2040
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CHESTNUT ST, ROSELLE PARK, NJ 07204-1993

Mortgage

Document Number	0152332959
Date	Jun 16, 2022
Book Page	15233/2959
Instrument	38860

Lender

Name	COMMUNITY LOAN FUND OF NEW JERSEY INC
Type	Non-Lending Institution
Address	NEW BRUNSWICK, NJ 08901

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Feb 10, 2023
Property Address	664 W 4TH ST, PLAINFIELD, NJ 07060-2040
Document Number	0064992546
Book / Page	6499 / 2546
Instrument Date	Feb 3, 2023
Instrument	26642
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 CHESTNUT ST, ROSELLE PARK, NJ 07204-1993

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 W 4TH ST, PLAINFIELD, NJ 07060-2040

Mortgage

Document Number	0000048692
Date	Feb 10, 2023
Instrument	48692

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Dec 7, 2021
Property Address	664 W 4TH ST, PLAINFIELD, NJ 07060-2040
Document Number	0064410551
Book / Page	6441 / 551
Instrument Date	Nov 3, 2021
Instrument	12443
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 WATCHUNG AVE, PLAINFIELD, NJ 07060-1720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 CHESTNUT ST, ROSELLE PARK, NJ 07204-1993

Tax Assessment & Valuation

The 2025 property tax bill for 664 W 4th St was $11,336, down 17.6% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,000 (-) Land $15,200 Building $111,800	$127,000 (-) Land $15,200 Building $111,800
2025	$11,336.00 (-17.63%)	$127,000 Land $15,200 Building $111,800	$127,000 Land $15,200 Building $111,800
2024	$13,762.00
2023		$7,600 (-) Land $7,600	$7,600 (-) Land $7,600
2022	$642.00	$7,600 Land $7,600	$7,600 Land $7,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 664 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–1999)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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