664 Shell St, Healdton, OK 73438 Property Records

Carter County property record for 664 Shell St, Healdton, OK 73438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,878 sqft · built 1951
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$171,000 (Feb 2026)
Tax Bill	$459 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19194`

Property Details

APN / Parcel Number

Primary APN	`19194`
Alternative APN	`3005-00-055-025-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,878 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Mixed
Garage Area	860 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Shed	1 Shed
Shed Area	48 sqft
Utility Building	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19194
Street Address	664 SHELL ST
City	HEALDTON
State	OK
Zip	73438-1876
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HEALDTON CITY, BLK 55 LOTS 25-29 (EACH LOT 25X140) LOT 30 S 107 (25X107)
Legal Range	03W
Legal Township	04S
Legal Section	02
Legal Subdivision	HEALDTON CITY, NEW
Legal Block	55
Legal Lot Number	25-30
Jurisdiction	CARTER OK
Township / Civil Division	HEALDTON CENTRAL
Census Block Group	1
Census Block	1058
Census Tract	892302

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	664 SHELL ST, HEALDTON, OK 73438-1876
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST BANK & TRUST CO
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Oct 7, 2025	Warranty Deed, Transfer · Non-Conforming Investor Loan FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	20261385
Deed Book / Page	7844 / 210
Prior Transfer Date	Nov 7, 2022
Prior Transfer Doc	0000012872
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	664 SHELL ST, HEALDTON, OK 73438-1876
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007809/214
Date	Dec 2, 2025
Book Page	7809/214
Instrument	I-2025-012938

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	HEALDTON, OK 73438

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	4 Months
Due	Apr 2, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Feb 17, 2026
Property Address	664 SHELL ST, HEALDTON, OK 73438-1876
Document Number	007844/210
Book / Page	7844 / 210
Instrument Date	Feb 13, 2026
Instrument	I-2026-001385
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 SHELL ST, HEALDTON, OK 73438-1876

Mortgage

Document Number	I2026001386
Date	Feb 17, 2026
Instrument	I-2026-001386

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 7, 2025
Property Address	664 SHELL ST, HEALDTON, OK 73438-1876
Document Number	007777/201
Book / Page	7777 / 201
Instrument Date	Oct 2, 2025
Instrument	I-2025-010573
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4906 ARCO RD, HEALDTON, OK 73438-4052

Mortgage

Document Number	007777/205
Date	Oct 7, 2025
Book Page	7777/205
Instrument	I-2025-010574

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	HEALDTON, OK 73438

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	6 Months
Due	Apr 2, 2026

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Healdton City
Unified School District	Healdton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,799 (+86.29%) Land $428 Building $10,371	$90,000 (-19.74%) Land $3,570 Building $86,430
2025	$459.00 (-0.22%) Homeowner's exemption	$5,797 (+3%) Land $720 Building $5,077	$112,140 (-6.07%) Land $6,000 Building $106,140
2024	$460.00 (+6.24%) Homeowner's exemption	$5,628 (+3%) Land $720 Building $4,908	$119,388 (+162.18%) Land $6,000 Building $113,388
2023	$433.00 Homeowner's exemption	$5,464 Land $720 Building $4,744	$45,537 Land $6,000 Building $39,537

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2011–2016)
Most Recent Claim	Apr 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Oklahoma
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEALDTON serves 2,785 people · EPA ID OK1011102
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Optimum Cable	10 / 1

May also be available: AT&T.

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