Clay County property record for 664 Pate Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,097 sqft · built 2008 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,500 (Jul 2018) |
| Tax Bill | $523 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0220000 |
| Primary APN | 088B 19B 0220000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,097 sqft Finished Area |
| 1st Floor Area | 1,176 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 36,590 sqft (0.84 acres) |
| Garage Type | Mixed |
| Garage Area | 690 sqft |
| Parking Spaces | 4 Parking Spaces |
| Utility Building | 192 sqft |
| Street Address | 664 PATE RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-6562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 PT LOT 19 RIVERCHASE HARBOUR BEING .84 AC IN NE CORNER NW 1/4 NW 1/4 SE 1/4 DB 298/663 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 664 PATE RD, WEST POINT, MS 39773-6562 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 22, 2019 | Deed of Trust, Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 3, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on Record |
| Deed Sale | Jul 3, 2018 · Amount on Record |
| Deed Document Number | 20183570 |
| Deed Book / Page | 298 / 663 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 664 PATE RD, WEST POINT, MS 39773-6562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 505/411 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 505/411 |
| Instrument | 2018003571 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 664 PATE RD, WEST POINT, MS 39773-6562 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | 516/240 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 516/240 |
| Instrument | 2019004120 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jul 3, 2018 |
| Property Address | 664 PATE RD, WEST POINT, MS 39773-6562 |
| Document Number | 298/663 |
| Book / Page | 298 / 663 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018003570 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 POPLAR SPRINGS DR, 201, TUPELO, MS 38804-9243 |
| Name | Verified Name |
|---|---|
| Address | 664 PATE RD, WEST POINT, MS 39773-6562 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $523.00 (-48.93%) Additional exemption filed | $16,528 (-) Land $3,000 Building $13,528 | $165,278 (-) Land $30,000 Building $135,278 |
| 2024 | $16,528 (-) Land $3,000 Building $13,528 | $165,278 (-) Land $30,000 Building $135,278 | |
| 2023 | $1,024.00 (+1.49%) Additional exemption filed | $16,528 Land $3,000 Building $13,528 | $165,278 Land $30,000 Building $135,278 |
| 2022 | $1,009.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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