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664 Pacolet St, Saluda, NC 28773 Property Records

Henderson County property record for 664 Pacolet St, Saluda, NC 28773

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,656 sqft · built 1955
Lot Size6.69 acres (291,416 sqft)
Owner2 Individual Names on File
Last Sale$623,000 (Nov 2024)
Tax Bill$2,872 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Aug 2023 Sale
Flood ZoneZone X (minimal risk)
APN9595822220

Property Details

APN / Parcel Number

Primary APN9595822220
Alternative APNs
  • 0601969
  • 601969

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,656 sqft Heated Area
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2024
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area291,416 sqft (6.69 acres)
PorchSlab
Porch Area396 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number601969
Street Address162 PACOLET WOODS LN
CitySALUDA
StateNC
Zip28773-0560
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code601969~R3
Legal DescriptionBOUNDARY SURVEY 6.69 ACRES PL2024-15964
Legal SubdivisionREGISTRY OF HENDERSON COUNTY
Legal Block82
Legal Lot Number2220
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group3
Census Block3035
Census Tract932000

Owner

664 Pacolet St is owned by two individuals who bought it in November 2024.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address102 MARY PL, FLAT ROCK, NC 28731-9764
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Aug 8, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2024 · Amount on File
Deed SaleNov 26, 2024 · Amount on File
Prior SaleAug 8, 2023 · Amount on File
Deed Document Number20241022953
Deed Book / Page4230 / 212
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address162 PACOLET WOODS LN, SALUDA, NC 28773-0560
Transaction TypeMortgage
Record UpdatedMar 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044000625
DateFeb 23, 2026
Book Page4400/625
Instrument1001044886
Lender
NameUNITED FCU
TypeCredit Union
Address150 HILLTOP RD, SAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueFeb 25, 2036
Interest
Change FrequencyMonthly

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateAug 8, 2023
Property Address664 PACOLET ST, SALUDA, NC 28773-4517
Document Number0040730638
Book / Page4073 / 638
Instrument DateAug 7, 2023
Instrument1001001910
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

AmountAmount on Record
Tax$702.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address400 E WASHINGTON ST APT 18, 18, GREENVILLE, SC 29601-2956

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 LOVERS LOOP RD, ASHEVILLE, NC 28803-9550

Tax Assessment & Valuation

The 2025 property tax bill for 664 Pacolet St was $2,872.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$521,400 Land $96,900 Building $424,500
2025$2,872.00
2023$201,600 Land $104,800 Building $96,800$521,400 Land $96,900 Building $424,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 664 Pacolet St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 Pacolet St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

May also be available: RiverStreet Networks, Skyrunner, Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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