664 McKinstry Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 664 McKinstry Ave, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,152 sqft · built 1926
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Oct 2025)
Tax Bill$6,617 (2026)
Deeds & MortgagesMay 2025 Line of Credit
Oct 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN391-00013

Property Details

APN / Parcel Number

Primary APN391-00013
Alternative APN
  • CHIC M:0391 P:00013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
Gross Area1,232 sqft
1st Floor Area1,152 sqft
Basement Area1,152 sqft
Unfinished Basement1,152 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,250 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number391-00013
Street Address664 MCKINSTRY AVE
CityCHICOPEE
StateMA
Zip01020-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group1
Census Block1002
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address627 CHICOPEE ST, CHICOPEE, MA 01013-2705
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 20, 2025Deed of Trust, Mortgage · Line of Credit
PINNACLE FINANCIAL SERVICES LLC
Oct 14, 2025Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
May 18, 2022Fiduciary Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Aug 16, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleAug 23, 2024 · Amount on Record
Deed Book / Page26067 / 436
Record UpdatedOct 29, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address664 MCKINSTRY AVE, CHICOPEE, MA 01020-1121
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025870-170
DateMay 20, 2025
Book Page25870/170
Instrument22263
Lender
NamePINNACLE FINANCIAL SERVICES LLC
Agreement
TypeLine of Credit
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateOct 14, 2025
Property Address664 MCKINSTRY AVE, CHICOPEE, MA 01020-1121
Document Number026067-436
Book / Page26067 / 436
Instrument DateOct 14, 2025
Instrument48870
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address627 CHICOPEE ST, CHICOPEE, MA 01013-2705

Mortgage

Document Number0000048871
DateOct 14, 2025
Instrument48871
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

May 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCHICOPEE MA
Recording DateMay 18, 2022
Property Address664 MCKINSTRY AVE, CHICOPEE, MA 01020-1121
Document Number024551-414
Book / Page24551 / 414
Instrument DateMay 17, 2022
Instrument30123
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 MCKINSTRY AVE, CHICOPEE, MA 01020-1122
InvestorPossibly a Property Investor

Mortgage

Document Number0000030124
DateMay 18, 2022
Instrument30124
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address664 MCKINSTRY AVE, CHICOPEE, MA 01020-1121
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number22806-540
DateAug 16, 2019
Book Page22806/540
Instrument46214
Lender
NamePEOPLES BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,617.00 (+244.28%)$434,200 (+242.43%) Land $111,400 Building $322,800$391,105 (+140.05%)
2025$1,922.00 (-31.72%)$126,800 (-33.51%) Land $101,400 Building $25,400$162,925
2024$2,815.00 (+8.14%)$190,700 (+11%) Land $99,400 Building $91,300
2023$2,603.00$171,800 Land $90,400 Building $81,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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