664 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 664 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,290 sqft · built 1953
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$263,500 (Sep 2022)
Tax Bill	$5,946 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-305-015`

Property Details

APN / Parcel Number

Primary APN	`06-11-305-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,290 sqft
Basement Area	1,290 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	664 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-2863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN LOT 3 BLOCK 5
Legal Subdivision	WEST PARK ADDN
Legal Block	5
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851000

Owner

664 McClure Ave is owned and occupied by an individual who bought it in September 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	664 MCCLURE AVE, ELGIN, IL 60123-2863
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 2, 2022	Administrator's Deed, Transfer · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on File
Deed Sale	Sep 28, 2022 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	202247890
Prior Transfer Date	Feb 10, 1995
Prior Transfer Doc	0000009842
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 28, 2022
Property Address	664 MCCLURE AVE, ELGIN, IL 60123-2863
Document Number	0000047890
Instrument Date	Sep 16, 2022
Instrument	2022K047890
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 MCCLURE AVE, ELGIN, IL 60123-2863

Mortgage

Document Number	0000047891
Date	Sep 28, 2022
Instrument	2022K047891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	KANE IL
Recording Date	Mar 2, 2022
Property Address	664 MCCLURE AVE, ELGIN, IL 60123-2863
Document Number	0000011917
Instrument Date	Feb 25, 2022
Instrument	2022K011917
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 MCCLURE AVE, ELGIN, IL 60123-2863

Mortgage

Document Number	0000012050
Date	Mar 2, 2022
Instrument	2022K012050

Lender

Name	EARTHMOVER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 664 McClure Ave was $5,946 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,946.00 Homeowner's exemption	$85,949 (+8.57%) Land $19,119 Building $66,830	$257,950 (+8.57%) Land $57,380 Building $200,570
2024		$79,165 Land $17,610 Building $61,555	$237,590 Land $52,851 Building $184,739
2022	$4,700.00 (+5.43%) Homeowner's exemption	$65,213 (+6.96%) Land $14,506 Building $50,707	$195,639 (+6.96%) Land $43,518 Building $152,121
2021	$4,458.00 Homeowner's exemption	$60,969 Land $13,562 Building $47,407	$182,907 Land $40,686 Building $142,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 664 McClure Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 664 McClure Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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