664 Hughes Rd, Hampstead, NC 28443 Property Records

Pender County property record for 664 Hughes Rd, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,312 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$418,500 (Mar 2019)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`3281-98-9141-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-98-9141-0000`
Alternative APNs	`000029276` `881594`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,312 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	173 ft deep x 344 ft wide

Exterior Amenities

Porch	Porch
Porch Area	75 sqft
Deck Area	192 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000029276
Street Address	664 HUGHES RD
City	HAMPSTEAD
State	NC
Zip	28443-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20C
Legal Description	L12,13 & 14,PB 8/18 WASHINGTON ACRES
Legal Subdivision	WASHINGTON ACRES
Legal Lot Number	12
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2031
Census Tract	920202

Owner

Source: Pender County records · APN 3281-98-9141-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	664 HUGHES RD, HAMPSTEAD, NC 28443-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 27, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Mar 27, 2019	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Deed Book / Page	4681 / 2110
Prior Transfer Date	Nov 02, 2005
Prior Transfer Doc	0028150296
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	664 HUGHES RD, HAMPSTEAD, NC 28443-2102
Transaction Type	Mortgage
Record Updated	May 09, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 HUGHES RD, HAMPSTEAD, NC 28443-2102

Mortgage

Document Number	0048351552
Date	Apr 26, 2024
Book Page	4835/1552

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	664 HUGHES RD, HAMPSTEAD, NC 28443-2102
Transaction Type	Mortgage
Record Updated	May 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046631529
Date	Apr 27, 2018
Book Page	4663/1529

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	9.25%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	664 HUGHES RD, HAMPSTEAD, NC 28443-2102
Transaction Type	Mortgage
Record Updated	May 05, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047551047
Date	Jun 11, 2021
Book Page	4755/1047

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	ROANOKE, VA 24011

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 27, 2019
Property Address	664 HUGHES RD, HAMPSTEAD, NC 28443-2102
Document Number	0046812110
Book / Page	004681 / 002110
Instrument Date	Mar 18, 2019
Instrument	20047154
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$837.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	664 HUGHES RD HAMPSTEAD NC 284432102, HAMPSTEAD, NC 28443-2102

Mortgage

Document Number	46812113
Date	Mar 27, 2019
Book Page	004681/002113
Instrument	20047155

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,790.00 (+9.37%)	$440,992 (+57.44%) Land $108,298 Building $332,694	$440,992 (+57.44%) Land $108,298 Building $332,694
2023		$280,104 (-) Land $91,436 Building $188,668	$280,104 (-) Land $91,436 Building $188,668
2022	$2,551.00	$280,104 Land $91,436 Building $188,668	$280,104 Land $91,436 Building $188,668

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 149 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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