664 Elaine Ave, Oceanside, CA 92057 Property Records

San Diego County property record for 664 Elaine Ave, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,633 sqft · built 1968
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Trust Names on File
Last Sale	$135,000 (May 1999)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-160-07-00`

Property Details

APN / Parcel Number

Primary APN	`122-160-07-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,633 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	664 ELAINE AVE
City	OCEANSIDE
State	CA
Zip	92057-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 92 TR 005890
Legal Subdivision	MESA MARGARITA
Legal Tract	005890
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

664 Elaine Ave is owner-occupied and held in a trust since April 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Intrafamily Transfer, Transfer · Line of Credit CALIFORNIA COAST CU
Apr 19, 2024	Intrafamily Transfer, Transfer TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH
Jun 27, 2023	Intrafamily Transfer, Transfer
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITYWIDE HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 1999 · Amount on File
Deed Sale	May 20, 1999 · Amount on File
Prior Sale	Dec 4, 1998 · Amount on File
Deed Document Number	1999345552
Last Transfer Date	Apr 8, 2024
Transfer Doc	0000098396
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2024
Property Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541
Document Number	0000098396
Map Reference	MAP 5890
Instrument Date	Apr 8, 2024
Instrument	2024-0098396
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541

Mortgage

Document Number	0000098397
Date	Apr 19, 2024
Instrument	2024-0098397

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	May 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2024
Property Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541
Document Number	0000098643
Map Reference	MAP 5890
Instrument Date	Apr 8, 2024
Instrument	2024-0098643
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2023
Property Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541
Document Number	0000168057
Map Reference	MAP 5890
Instrument Date	Jun 24, 2023
Instrument	2023-0168057
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 ELAINE AVE, OCEANSIDE, CA 92057-3541

Mortgage

Document Number	0000501779
Date	Sep 1, 2020
Instrument	2020-0501779

Lender

Name	CITYWIDE HOME LOANS
Type	Mortgage Company
Address	SANDY, UT 84070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 664 Elaine Ave was $2,864 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$263,794 (+2%) Land $98,111 Building $165,683
2025	$2,864.00 Homeowner's exemption	$258,623 Land $96,188 Building $162,435
2023	$2,719.00 (+1.57%) Homeowner's exemption	$248,581 (+2%) Land $92,453 Building $156,128
2022	$2,677.00 Homeowner's exemption	$243,708 Land $90,641 Building $153,067

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 664 Elaine Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 Elaine Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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