664 Edgewater Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 664 Edgewater Dr, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,636 sqft · built 2004
Lot Size	0.166 acres (7,252 sqft)
Owner	2 Individual Names on File
Last Sale	$1,190,000 (Dec 2023)
Tax Bill	$17,894 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`220-475-18-00`

Property Details

APN / Parcel Number

Primary APN	`220-475-18-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,636 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	7,252 sqft (0.166 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	664 EDGEWATER DR
City	SAN MARCOS
State	CA
Zip	92078-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 109 TR 014710
Legal Subdivision	SAN MARCOS #335
Legal Tract	014710
Legal Block	3
Legal Lot Number	109
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	20310

Owner

664 Edgewater Dr is owned and occupied by two individuals who bought it in December 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIGN ON THE LINE INC
Dec 6, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 14, 2019	Quit Claim Deed, Transfer · Conventional Mortgage FIRSTBANK
Feb 24, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on File
Deed Sale	Dec 18, 2023 · Amount on File
Prior Sale	Dec 9, 2016 · Amount on File
Deed Document Number	2023346938
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0000568707
Record Updated	Oct 29, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 18, 2023
Property Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000346938
Map Reference	MAP 14710
Instrument Date	Nov 21, 2023
Instrument	2023-0346938
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000

Mortgage

Document Number	0000346939
Date	Dec 18, 2023
Instrument	2023-0346939

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Jan 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.7%
Max Rate	11.7%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000

Mortgage

Document Number	0000647709
Date	Sep 14, 2021
Instrument	2021-0647709

Lender

Name	SIGN ON THE LINE INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 6, 2019
Property Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000568707
Instrument Date	Dec 6, 2019
Instrument	568707
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	664 EDGEWATER DR SAN MARCOS CA 920786000, SAN MARCOS, CA 92078-6000

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2019
Property Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000232560
Instrument Date	May 24, 2019
Instrument	232560
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	664 EDGEWATER DR SAN MARCOS CA 920786000, SAN MARCOS, CA 92078-6000

Mortgage

Document Number	232561
Date	Jun 14, 2019
Instrument	232561

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2017
Property Address	664 EDGEWATER DR, SAN MARCOS, CA 92078-6000
Document Number	0000088839
Instrument Date	Feb 17, 2017
Instrument	88839
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	664 EDGEWATER DR SAN MARCOS CA 920786000, SAN MARCOS, CA 92078-6000

Tax Assessment & Valuation

The 2025 property tax bill for 664 Edgewater Dr was $17,894.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,238,076 (+2%) Land $806,310 Building $431,766
2025	$17,894.00	$1,213,800 Land $790,500 Building $423,300
2023	$11,409.00 (+1.69%) Homeowner's exemption	$692,733 Land $374,206 Building $318,527
2022	$11,219.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 664 Edgewater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 Edgewater Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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