664 Earl Rd, Sadler, TX 76264 Property Records

Grayson County property record for 664 Earl Rd, Sadler, TX 76264

Property Summary

Property Type	Farm - Irrigated or Dry
Details	2,550 sqft · built 2015
Lot Size	11 acres (479,552 sqft)
Owner	Individual Name on Record
Tax Bill	$1,124 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082 026200504`

Property Details

APN / Parcel Number

Primary APN	`082 026200504`
Alternative APN	`114000`

Interior

Building Area	2,550 sqft Living Area
1st Floor Area	2,550 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	479,552 sqft (11 acres)
Garage Type	Carport
Garage Area	860 sqft
Carport	Carport
Carport Area	860 sqft
Parking Spaces	3 Parking Spaces
Utility Building	150 sqft

Location & Zoning

Street Address	664 EARL RD
City	SADLER
State	TX
Zip	76264-3136
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	G-0262 CARMENA SERARIO A-G0262, ACRES 11.009
Legal Subdivision	CARMENA SERARIO A-G0262
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	2
Census Block	2059
Census Tract	304

Owner

Source: Grayson County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1709 MAHAN DR, SHERMAN, TX 75090-7700
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST STATE BANK
Nov 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LANDMARK BK
Sep 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018
Deed Sale	Sep 24, 2018
Prior Sale	Sep 25, 2007
Deed Document Number	201821737
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	664 EARL RD, SADLER, TX 76264-3136
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007416
Date	Mar 24, 2020
Instrument	2020-00007416

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2025
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	7.5%
Index	Prime Rate
Max Rate	16.5%

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 26, 2018
Property Address	664 EARL RD, SADLER, TX 76264-3136
Instrument Date	Nov 20, 2018
Instrument	26183
Transaction Type	Construction Loan
Record Updated	Dec 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 EARL RD SADLER TX 762643136, SADLER, TX 76264-3136

Mortgage

Document Number	0000026183
Date	Nov 26, 2018
Instrument	26183

Lender

Name	LANDMARK BK
Type	Bank
Address	COLUMBIA, MO 65201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 25, 2019

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Sep 24, 2018
Property Address	664 EARL RD, SADLER, TX 76264-3136
Document Number	0000021737
Instrument Date	Sep 18, 2018
Instrument	21737
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 444 WHITESBORO TX 762730444, WHITESBORO, TX 76273-0444

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	S and S Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,124.00 (-4.75%)	$77,093 (-8.97%) Land $277 Building $76,816	$399,162 (-6.19%) Land $322,346 Building $76,816
2024	$1,180.00 (-16.13%)
2023		$84,694 Land $336 Building $84,358	$425,489 Land $341,131 Building $84,358
2022	$1,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1990–2025)
Claims Outside the SFHA	4 of 9
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims Severe Storms, Tornadoes, And Flooding, Jul 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 67% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO WAY SUD serves 6,804 people · EPA ID TX0910022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	25 / 6

May also be available: 360 Broadband, ElektraFi, Nextlink.

Nearby Properties on Earl Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures