664 Co Rd 442, Athens, TN 37303 Property Records

McMinn County property record for 664 Co Rd 442, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,782 sqft · built 1972
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$598 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`054066 04000`

Property Details

APN / Parcel Number

Primary APN	`054066 04000`
Alternative APNs	`066 04000 00003066` `066 04000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	576 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	664 COUNTY ROAD 442
City	ATHENS
State	TN
Zip	37303-6479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 03 064 064 00805 000, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2010
Census Tract	970401

Owner

664 Co Rd 442 is owned and occupied by an individual who acquired it in June 2026.

Source: McMinn County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	664 COUNTY ROAD 442, ATHENS, TN 37303-6479
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jul 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026
Deed Sale	Jun 5, 2026
Prior Sale	Jul 15, 2019 · Amount on File
Deed Document Number	2026274986
Deed Book / Page	8 / 2346
Prior Transfer Date	Apr 23, 2026
Prior Transfer Doc	0000274986
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 5, 2026
Property Address	664 COUNTY ROAD 442, ATHENS, TN 37303-6479
Document Number	0000274986
Book / Page	8 / 2346
Instrument Date	Apr 23, 2026
Instrument	2026274986
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 COUNTY ROAD 442, ATHENS, TN 37303-6479

Mortgage

Document Number	0000274987,
Date	Jun 5, 2026
Instrument	2026274987

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jul 15, 2019
Property Address	664 COUNTY ROAD 442, ATHENS, TN 37303-6479
Document Number	000021W328
Book / Page	21W / 328
Instrument Date	Jul 12, 2019
Instrument	207485
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 COUNTY ROAD 442, ATHENS, TN 37303-6479

Tax Assessment & Valuation

The 2025 property tax bill for 664 Co Rd 442 was $598.

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Unified School District	McMinn County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$598.00	$55,225 (-) Land $5,000 Building $50,225
2024	$598.00	$55,225 (-) Land $5,000 Building $50,225
2023	$598.00 (+11.57%)	$55,225 (+59.26%) Land $5,000 Building $50,225	$220,900 (+59.26%) Land $20,000 Building $200,900
2022	$536.00	$34,675 Land $3,500 Building $31,175	$138,700 Land $14,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 664 Co Rd 442 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 664 Co Rd 442 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 79% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENGLEWOOD WATER DEPT serves 3,917 people · EPA ID TN0000224
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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