664 Cherry Cir, Elburn, IL 60119 Property Records

Kane County property record for 664 Cherry Cir, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Lot Size	0.201 acres (8,784 sqft)
Owner	2 Company Names on Record
Last Sale	$429,000 (Jun 2020)
Tax Bill	$14,189 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-480-021`

Property Details

APN / Parcel Number

Primary APN	`11-05-480-021`

Exterior

Lot Area	8,784 sqft (0.201 acres)

Location & Zoning

Street Address	664 CHERRY CIR
City	ELBURN
State	IL
Zip	60119-3426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION UNIT 1 LT 244
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	244
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1018
Census Tract	854507

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	664 CHERRY CIR, ELBURN, IL 60119-3426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jun 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2020 · Amount on Record
Deed Sale	Jun 16, 2020 · Amount on Record
Prior Sale	Jan 9, 2020 · Amount on Record
Deed Document Number	202031437
Last Transfer Date	Apr 15, 2026
Transfer Doc	0000017618
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 30, 2026
Property Address	664 CHERRY CIR, ELBURN, IL 60119-3426
Document Number	0000017618
Instrument Date	Apr 15, 2026
Instrument	202617618
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	664 CHERRY CIR, ELBURN, IL 60119-3426

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	664 CHERRY CIR, ELBURN, IL 60119-3426
Transaction Type	Mortgage
Record Updated	Jul 27, 2021
Title Company	PLYMOUTH TITLE GUARANTY CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066819
Date	Nov 4, 2020
Instrument	2020K066819

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 16, 2020
Property Address	664 CHERRY CIR, ELBURN, IL 60119-3426
Document Number	0000031437
Instrument Date	Jun 11, 2020
Instrument	2020K031437
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 N 1ST ST, 77, GENEVA, IL 60134-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	664 CHERRY CIR, ELBURN, IL 60119-3426

Mortgage

Document Number	0000031438
Date	Jun 16, 2020
Instrument	2020K031438

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,189.00 (+4.38%) Homeowner's exemption
2024	$13,594.00 (-5.09%)	$162,645 (+9.13%) Land $19,890 Building $142,755	$488,130 (+9.17%) Land $59,694 Building $428,436
2022	$14,323.00 (+4.64%) Homeowner's exemption	$149,041 (+4.93%) Land $16,475 Building $132,566	$447,123 (+4.93%) Land $49,425 Building $397,698
2021	$13,688.00 Homeowner's exemption	$142,038 Land $15,769 Building $126,269	$426,114 Land $47,307 Building $378,807

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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