664 Centerpointe Cv, Oxford, MS 38655 Property Records

Lafayette County property record for 664 Centerpointe Cv, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,242 sqft · built 2023
Lot Size	0.273 acres (11,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,500 (Sep 2024)
Tax Bill	$7,988 (2025)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132X-04-125.48`

Property Details

APN / Parcel Number

Primary APN	`132X-04-125.48`
Alternative APN	`40964`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,242 sqft Living Area
1st Floor Area	2,204 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	140 ft deep x 85 ft wide

Location & Zoning

Account Number	40964
Street Address	664 CENTERPOINTE CV
City	OXFORD
State	MS
Zip	38655-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 109 OAKMONT SUBDIVISION PHASE 3
Legal Range	03W
Legal Township	08S
Legal Section	04
Legal Subdivision	OAKMONT SUBDIVISION
Legal Phase	3
Legal Lot Number	109
Jurisdiction	LAFAYETTE MS
Township / Civil Division	2
Census Block Group	3
Census Block	3002
Census Tract	950403

Owner

Source: Lafayette County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	312 BRITTON RUN, MADISON, MS 39110-9698
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Apr 3, 2023
Deed Document Number	20247784
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Apr 3, 2023
Property Address	664 CENTERPOINTE CV, OXFORD, MS 38655-7719
Document Number	0202302322
Map Reference	CAB C SL 83
Instrument Date	Mar 30, 2023
Instrument	2023-02322
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 38E226, GERMANTOWN, TN 38183

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	664 CENTERPOINTE CV, OXFORD, MS 38655-7719
Investor	Possibly a Property Investor

Mortgage

Document Number	0202302323
Date	Apr 3, 2023
Instrument	2023-02323

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	10.7%
Max Rate	10.7%

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Lafayette County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,988.00 (+1,240.27%)	$80,298 (+1,238.3%)	$535,320 (+1,238.3%) Land $50,000 Building $485,320
2023	$596.00	$6,000 (-)	$40,000 (-) Land $40,000
2022	$596.00	$6,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 71% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20