664 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 664 Cedar Side Cir NE, Palm Bay, FL 32905

Property Summary

Property Type	Condominium
Details	1,140 sqft · built 1984
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$77,200 (Jan 2026)
Tax Bill	$2,373 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-00-765.4`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-00-765.4`
Alternative APNs	`28-37-28-00-00765.4-0000.00` `2836633`

Interior

Building Area	1,140 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2836633
Street Address	664 CEDAR SIDE CIR NE
City	PALM BAY
State	FL
Zip	32905-5033
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CEDAR SIDE CONDO PH I UNIT 105 CEDAR SIDE CONDO PH I AS DESC IN ORB 2537 PG 505 AND ALL AMENDMENTS THERETO.
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	CEDAR SIDE
Legal Phase	I
Legal Block	765.4
Legal Unit	105
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2009
Census Tract	65130

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	664 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Quit Claim Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	202613714
Deed Book / Page	10529 / 1198
Prior Transfer Date	Jan 9, 2026
Prior Transfer Doc	0105291200
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 22, 2026
Property Address	664 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number	0105291198
Book / Page	10529 / 1198
Map Reference	MB 2537 PG 505
Instrument Date	Jan 9, 2026
Instrument	2026013714
Transaction Type	Transfer
Record Updated	Feb 9, 2026
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$540.40
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2043 FARMHOUSE RD SE, PALM BAY, FL 32909-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033

Mortgage

Document Number	0105291200
Date	Jan 22, 2026
Instrument	10529/1200

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 30, 2023
Property Address	664 CEDAR SIDE CIR NE, PALM BAY, FL 32905-5033
Document Number	0098000768
Book / Page	9800 / 768
Map Reference	MB 2537 PG 505
Instrument Date	May 26, 2023
Instrument	2023110677
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TTL & STLMT SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,284.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3253 CHASENWOOD WAY, PERRYSBURG, OH 43551-6959

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	664 CEDAR SIDE CIR NE # 105, 105, PALM BAY, FL 32905-5033

Mortgage

Document Number	0009800770
Date	May 30, 2023
Instrument	9800/770

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,290 (-15.06%)	$143,290 (-15.06%)
2025	$2,373.00 (-24.71%) Homeowner's exemption	$168,700 (-6.29%)	$168,700 (-6.29%)
2024	$3,152.00 (+24.29%)
2023	$2,536.00 (+15.85%)	$180,020 (+20.75%) Building $180,020	$180,020 (+20.75%) Building $180,020
2022	$2,189.00	$149,080 Building $149,080	$149,080 Building $149,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Holdings Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

664 Cedar Side Cir NE, Palm Bay, FL 32905 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cedar Side Cir NE

Nearby Streets

Search Property Records by Address or Parcel Number