Hernando County property record for 6638 Talbot Cir, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 658 sqft · built 1967 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,000 (Oct 2005) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5020-0087-0250 |
| Primary APN | R32-323-17-5020-0087-0250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 658 sqft Living Area |
| Gross Area | 912 sqft |
| 1st Floor Area | 658 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Porch | Porch |
| Porch Area | 212 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 00223065 |
|---|---|
| Street Address | 6638 TALBOT CIR |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-4952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 2 BLK 87 LOT 25 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 2 |
| Legal Block | 87 |
| Legal Lot Number | 25 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 41401 |
6638 Talbot Cir is owned and occupied by two individuals who acquired it in August 2021.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Aug 25, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Sep 23, 2021 | Re-recorded Document |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2005 · Amount on File |
| Deed Sale | Oct 26, 2005 · Amount on File |
| Deed Document Number | 200595018 |
| Deed Book / Page | 2130 / 1212 |
| Last Transfer Date | Aug 25, 2021 |
| Transfer Doc | 0040600449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
| Document Number | 0041770961 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 4177/961 |
| Instrument | 2022042173 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 156 Months |
| Due | May 30, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 25, 2021 |
| Property Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
| Document Number | 0040460145 |
| Book / Page | 4046 / 145 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021063998 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8325 APPLE ORCHARD RD, SPRING HILL, FL 34608-6708 |
| Name | Verified Name |
|---|---|
| Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 23, 2021 |
| Property Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
| Document Number | 0040600449 |
| Book / Page | 4060 / 449 |
| Map Reference | MB 7 PG 65-79 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 2021071612 |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 8325 APPLE ORCHARD RD, SPRING HILL, FL 34608-6708 |
| Name | Verified Name |
|---|---|
| Address | 6638 TALBOT CIR, SPRING HILL, FL 34606-4952 |
The 2025 property tax bill for 6638 Talbot Cir was $1,206 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 Homeowner's exemption | $75,219 | $79,908 Land $27,375 Building $52,533 |
| 2023 | $70,970 (+3%) Land $20,384 Building $50,586 | ||
| 2022 | $512.00 Homeowner's exemption | $68,903 Land $19,800 Building $49,103 | $81,565 Land $30,000 Building $51,565 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6638 Talbot Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (1998–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6638 Talbot Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, Verizon.
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