Hillsborough County property record for 6638 Clair Shore Dr, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,754 sqft · built 2003 |
| Lot Size | 0.335 acres (14,580 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $232,300 (Dec 2003) |
| Tax Bill | $3,074 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 054163-0212 |
| Primary APN | 054163-0212 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 3,723 sqft |
| 1st Floor Area | 2,754 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,580 sqft (0.335 acres) |
| Lot Dimensions | 162 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 623 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 250 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 346 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0541630212 |
|---|---|
| Street Address | 6638 CLAIR SHORE DR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-3304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | LAKE ST CLAIR PHASE 1-2 LOT 30 BLOCK 2 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 24 |
| Legal Subdivision | LAKE ST CLAIR PHASE 1-2 |
| Legal Phase | 1 |
| Legal Tract | 615 |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14119 |
6638 Clair Shore Dr is owned and occupied by two individuals who bought it in December 2003.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6638 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2026 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2003 · Amount on File |
| Deed Sale | Dec 12, 2003 · Amount on File |
| Deed Document Number | 2003523586 |
| Deed Book / Page | 13389 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6638 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3304 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6638 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3304 |
| Document Number | 0000091956 |
|---|---|
| Date | Mar 10, 2026 |
| Instrument | 2026091956 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 15, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6638 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3304 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 6638 CLAIR SHORE DR, APOLLO BEACH, FL 33572-3304 |
| Document Number | 2021127085 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021127085 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jan 1, 2046 |
The 2025 property tax bill for 6638 Clair Shore Dr was $3,074 with a homeowner's exemption, up 8.8% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,720 (+2.7%) | $389,833 (-5.17%) Land $93,895 Building $295,938 | |
| 2025 | $3,074.00 (+8.78%) Homeowner's exemption | $174,995 | $411,075 Land $93,895 Building $317,180 |
| 2024 | $2,826.00 (+4.43%) | ||
| 2023 | $2,706.00 (-4.99%) Homeowner's exemption | $165,110 (+3%) | $386,311 (+8.25%) Land $93,895 Building $292,416 |
| 2022 | $2,848.00 Homeowner's exemption | $160,301 | $356,880 Land $67,068 Building $289,812 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6638 Clair Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 410 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 410 in force |
| Nearby Flood Claims | 12 (2020–2025) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6638 Clair Shore Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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