6638 38th Ln E, Sarasota, FL 34243 Property Records

Manatee County property record for 6638 38th Ln E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,650 sqft · built 2007
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,000 (May 2021)
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Oct 2023 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`18792-3675-9`

Property Details

APN / Parcel Number

Primary APN	`18792-3675-9`
Alternative APN	`3518201879236759`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,650 sqft Living Area
Gross Area	3,452 sqft
1st Floor Area	2,650 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	633 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	169 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	6638 38TH LN E
City	SARASOTA
State	FL
Zip	34243-7961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 4075 CASCADES AT SARASOTA PHASE IV PI#18792.3675/9
Legal Range	18E
Legal Township	35S
Legal Section	20
Legal Subdivision	CASCADES AT SARASOTA PHASE IV
Legal Tract	01879205
Legal Lot Number	4075
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1014
Census Tract	813

Owner

Source: Manatee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6638 38TH LN E, SARASOTA, FL 34243-7961
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Intrafamily Transfer, Transfer
May 6, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on Record
Deed Sale	May 6, 2021 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	202160033
Last Transfer Date	Oct 17, 2023
Transfer Doc	0000111059
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Oct 17, 2023
Property Address	6638 38TH LN E, SARASOTA, FL 34243-7961
Document Number	0041111059
Map Reference	MB 46 PG 191
Instrument Date	Oct 17, 2023
Instrument	202341111059
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6638 38TH LN E, SARASOTA, FL 34243-7961

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6638 38TH LN E, SARASOTA, FL 34243-7961

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 6, 2021
Property Address	6638 38TH LN E, SARASOTA, FL 34243-7961
Document Number	202141060033
Map Reference	MB 46 PG 191
Instrument Date	Apr 29, 2021
Instrument	202141060033
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	SARASOTA TITLE SERVICES, SARASOTA TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7090 TAMWORTH PKWY, 7090, SARASOTA, FL 34241-2707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6638 38TH LN E, SARASOTA, FL 34243-7961

Mortgage

Document Number	202141060034
Date	May 6, 2021
Instrument	202141060034

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	6638 38TH LN E, SARASOTA, FL 34243-7961
Document Number	0026904812
Book / Page	002690 / 004812
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	TITLE ALLIANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6638 38TH LN E SARASOTA FL 342437961, SARASOTA, FL 34243-7961

Mortgage

Document Number	0026904812
Date	Aug 29, 2017
Book Page	002690/004812
Instrument	41083395

Lender

Name	INNOVATIVE MTG
Type	Mortgage Company
Address	LUTZ, FL 33558

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,804 (%) Land $45,900 Building $468,904	$514,804 (%) Land $45,900 Building $468,904
2025	$7,334.00 (-1.08%)	$514,829 (-1.99%) Land $45,900 Building $468,929	$514,829 (-1.99%) Land $45,900 Building $468,929
2024	$7,414.00 (-2.77%)
2023	$7,625.00 (+10.11%) Homeowner's exemption	$525,264 (+20.18%) Land $45,900 Building $479,364	$525,264 (+20.18%) Land $45,900 Building $479,364
2022	$6,925.00	$437,081 Land $45,000 Building $392,081	$437,081 Land $45,000 Building $392,081

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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