Mecklenburg County property record for 6637 Saddle Point Rd, Charlotte, NC 28212
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 1982 |
| Lot Size | 0.278 acres (12,145 sqft) |
| Owner | Individual Name on File |
| Last Sale | $154,000 (Jul 2018) |
| Tax Bill | $2,171 (2023) |
| Deeds & Mortgages | Feb 2024 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-321-66 |
| Primary APN | 103-321-66 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Heated Area |
| 1st Floor Area | 936 sqft |
| Flooring | Concrete/Cement |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 12,145 sqft (0.278 acres) |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | 103-321-66 |
|---|---|
| Street Address | 6637 SADDLE POINT RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28212-8570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L7 B1 M19-420 |
| Legal Subdivision | SADDLE POINT |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1924 |
6637 Saddle Point Rd is owned and occupied by an individual who bought it in July 2018.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6637 SADDLE POINT RD, CHARLOTTE, NC 28212-8570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · FHA Mortgage PRIMIS MORTGAGE CO |
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Feb 28, 2006 · Amount on File |
| Deed Document Number | 0032803257 |
| Deed Book / Page | 32803 / 257 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6637 SADDLE POINT RD, CHARLOTTE, NC 28212-8570 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6637 SADDLE POINT RD, CHARLOTTE, NC 28212-8570 |
| Document Number | 0000017040 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 38657/235 |
| Instrument | 2024017040 |
| Name | PRIMIS MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | 5535 CURRITUCK DR # 120, WILMINGTON, NC 28403 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 6637 SADDLE POINT RD, CHARLOTTE, NC 28212-8570 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000239398 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 36892/359 |
| Instrument | 2021239398 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 6637 Saddle Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6637 Saddle Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Google Fiber, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures