6637 Northpoint Dr, Troy, MI 48085 Property Records

Oakland County property record for 6637 Northpoint Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,881 sqft · built 1974
Lot Size0.25 acres (10,890 sqft)
OwnerTrust Name on File
Last Sale$405,000 (Oct 2021)
Tax Bill$6,520 (2025)
Deeds & MortgagesJun 2022 Transfer
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-02-253-043

Property Details

APN / Parcel Number

Primary APN88-20-02-253-043

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,881 sqft Living Area
1st Floor Area1,881 sqft
Basement Area1,587 sqft
Unfinished Basement1,881 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions135 ft deep x 80 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6637 NORTHPOINT DR
CityTROY
StateMI
Zip48085-1421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 2 EMERALD LAKES VILLAGE NO 7 LOT 299
Legal Range11E
Legal Township2N
Legal Section2
Legal SubdivisionEMERALD LAKES VILLAGE NO 7
Legal Lot Number299
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3004
Census Tract196100

Owner

6637 Northpoint Dr is owner-occupied and held in a trust since October 2021.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address6637 NORTHPOINT DR, TROY, MI 48085-1421
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Intrafamily Transfer, Transfer
Oct 5, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 29, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2021 · Amount on File
Deed SaleOct 5, 2021 · Amount on File
Prior SaleNov 4, 1994 · Amount on File
Deed Document Number2021237133
Deed Book / Page56954 / 376
Last Transfer DateOct 29, 2021
Transfer Doc0000405280
Record UpdatedSep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 28, 2022
Property Address6637 NORTHPOINT DR, TROY, MI 48085-1421
Document Number0000405280
Book / Page57900 / 507
Map ReferenceLB 134 PG 14-16
Instrument DateOct 29, 2021
Instrument405280
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6637 NORTHPOINT DR, 6637, TROY, MI 48085-1421

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address6637 NORTHPOINT DR, TROY, MI 48085-1421

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 5, 2021
Property Address6637 NORTHPOINT DR, TROY, MI 48085-1421
Document Number0000237133
Book / Page56954 / 376
Map ReferenceLB 134 PG 14-16
Instrument DateOct 4, 2021
Instrument237133
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyMICHIGAN TITLE INS AGCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,483.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6637 NORTHPOINT DR, 6637, TROY, MI 48085-1421

Transferred To (Grantee/Buyer)

NameVerified Name
Address6637 NORTHPOINT DR, TROY, MI 48085-1421

Mortgage

Document Number0000240610
DateOct 8, 2021
Book Page56972/715
Instrument240610
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2041

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateNov 29, 2018
Property Address6637 NORTHPOINT DR, TROY, MI 48085-1421
Document Number0000192612
Book / Page052393 / 000213
Instrument DateNov 21, 2018
Instrument192612
Transaction TypeTransfer
Record UpdatedDec 20, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLifetime Benefit
Address24095 KEYWAY DR MACOMB MI 480425900, MACOMB, MI 48042-5900

Tax Assessment & Valuation

The 2025 property tax bill for 6637 Northpoint Dr was $6,520 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,520.00
2023$391,000
2022$6,781.00$195,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6637 Northpoint Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6637 Northpoint Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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