6637 Dharma Loop, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6637 Dharma Loop, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	3 ba · built 2025
Owner	Individual Name on File
Last Sale	$489,900 (Jun 2025)
Tax Bill	$960 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`170G G 008`

Property Details

APN / Parcel Number

Primary APN	`170G G 008`
Alternative APN	`0000396309`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2025
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000396309
Street Address	6637 DHARMA LOOP
City	CHATTANOOGA
State	TN
Zip	37412-6903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 120 HUMMINGBIRD VILLAGE UNIT 2 PB 129 PGS 66-67 OUT OF 170G A 005.01 FOR 2024
Legal Lot Number	120
Legal Unit	2
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	11442

Owner

Source: Hamilton County records · APN 170G G 008

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6637 DHARMA LOOP, CHATTANOOGA, TN 37412-6903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	0013959402
Deed Book / Page	13959 / 402
Record Updated	Jun 08, 2026

June 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 20, 2025
Property Address	6637 DHARMA LOOP, CHATTANOOGA, TN 37412-6903
Document Number	0000000256
Book / Page	13959 / 402
Map Reference	MB 129 PG 66
Instrument Date	Jun 20, 2025
Instrument	2025062000256
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 01, 2026
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,812.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6637 DHARMA LOOP, CHATTANOOGA, TN 37412-6903

Mortgage

Document Number	0013959405
Date	Jun 20, 2025
Instrument	13959/405

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$960.00	$63,375	$253,500 Land $65,000 Building $188,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 157 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.