6636 Heritage Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 6636 Heritage Trl, Gilbert, MN 55741

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,716 sqft · built 1965
Lot Size	20.2 acres (882,090 sqft)
Owner	Individual Name on Record
Tax Bill	$2,490 (2026)
Deeds & Mortgages	Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`677-0011-00130`

Property Details

APN / Parcel Number

Primary APN	`677-0011-00130`
Alternative APN	`856533`

Interior

Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,716 sqft Gross Area
1st Floor Area	1,716 sqft
Basement Area	1,287 sqft
Finished Basement	1,287 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	882,090 sqft (20.2 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Deck Area	56 sqft
Storage Building	100 sqft
Pole Barn	1,120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	856533
Street Address	6636 HERITAGE TRL
City	GILBERT
State	MN
Zip	55741-8023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	THAT PART OF SW1/4 LYING NWLY OF EMBARRASSRIVER & NELY OF THE FOLLOWING DESCRIBED LINECOMM AT NW COR OF SW1/4 THENCE
Legal Range	16W
Legal Township	57N
Legal Section	04
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1017
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6636 HERITAGE TRL, GILBERT, MN 55741-8023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	6636 HERITAGE TRL, GILBERT, MN 55741-8023
Document Number	00A1370687
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6636 HERITAGE TRL GILBERT MN 557418023, GILBERT, MN 55741-8023

Mortgage

Document Number	00A1370687
Date	Jan 3, 2020
Instrument	A1370687

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	VIRGINIA, MN 55792

Agreement

Term	36 Months
Due	Jan 2, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,490.00 (+11.26%) Homeowner's exemption
2025	$2,238.00 (-5.25%) Homeowner's exemption	$289,000 (+10.1%) Land $71,600 Building $217,400	$289,000 (+10.1%) Land $71,600 Building $217,400
2024	$2,362.00	$262,500 (+29.18%) Land $64,900 Building $197,600	$262,500 (+29.18%) Land $64,900 Building $197,600
2022		$203,200 Land $51,900 Building $151,300	$203,200 Land $51,900 Building $151,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Mediacom Xtream, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Heritage Trl

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