6635 Y Rd, Keymar, MD 21757 Property Records

Carroll County property record for 6635 Y Rd, Keymar, MD 21757

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,492 sqft · built 1885
Lot Size	5.52 acres (240,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$116,000 (Nov 1991)
Tax Bill	$3,459 (2026)
Flood Zone	Zone X (minimal risk)
APN	`10-003997`

Property Details

APN / Parcel Number

Primary APN	`10-003997`
Alternative APN	`003997`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,492 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	240,451 sqft (5.52 acres)

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003997
Street Address	6635 Y RD
City	KEYMAR
State	MD
Zip	21757-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	5.525 ACS Y ROAD KEYMAR
Jurisdiction	CARROLL MD
Township / Civil Division	10, MIDDLEBURG
Census Block Group	1
Census Block	1043
Census Tract	510000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6635 Y RD, KEYMAR, MD 21757-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 1991 · Amount on Record
Deed Sale	Nov 29, 1991 · Amount on Record
Deed Book / Page	1309 / 889
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,459.00 (+3.84%) Homeowner's exemption	$303,500 (+12.7%) Land $157,600 Building $145,900	$303,500 (+12.7%) Land $157,600 Building $145,900
2025	$3,331.00 (+9.46%) Homeowner's exemption
2023	$3,043.00 Homeowner's exemption	$269,300 Land $157,600 Building $111,700	$269,300 Land $157,600 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	45 (1978–2021)
Claims Outside the SFHA	8 of 45
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20