6635 Union St, Arvada, CO 80004 Property Records

Jefferson County property record for 6635 Union St, Arvada, CO 80004

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,544 sqft · built 1979
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Feb 2020)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2026 Line of Credit + 8 more
Flood Zone	Zone X (minimal risk)
APN	`39-054-11-014`

Property Details

APN / Parcel Number

Primary APN	`39-054-11-014`
Alternative APNs	`300078663` `78663`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	3,374 sqft
1st Floor Area	1,544 sqft
Basement Area	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,754 sqft (0.178 acres)
View / Lot	Open Space
Garage Type	Attached
Garage Area	492 sqft
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	300078663
Street Address	6635 UNION ST
City	ARVADA
State	CO
Zip	80004-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 03 RANGE 69 QTR SE SUBDIVISIONCD 850800 SUBDIVISIONNAME WOODLAND VALE FLG #2 BLOCK 007 LOT 0015 SIZE: 7758 TRACT VALUE: .178
Legal Range	69W
Legal Township	03S
Legal Section	05
Legal Subdivision	WOODLAND VALE FLG #2
Legal Block	7
Legal Lot Number	15
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	1
Census Block	1020
Census Tract	9841

Owner

6635 Union St is owned and occupied by two individuals who bought it in February 2020.

Source: Jefferson County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6635 UNION ST, ARVADA, CO 80004-2425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit UMB BANK
Jul 18, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Nov 2, 2017	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Feb 5, 2020	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LEE CAMERON IRA
Aug 29, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LEE CAMERON
Aug 15, 2019	Warranty Deed, Transfer LAND TITLE GUARANTEE
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	202014702
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6635 UNION ST, ARVADA, CO 80004-2425

Mortgage

Document Number	0000014218
Date	Mar 5, 2026
Instrument	2026014218

Lender

Name	UMB BANK NA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Recording Date	Apr 15, 2026
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Document Number	0000024381
Instrument Date	Mar 3, 2026
Instrument	202624381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6635 UNION ST, ARVADA, CO 80004-2425

Mortgage

Document Number	0000024381,
Date	Apr 15, 2026
Instrument	202624381

Lender

Name	UMB BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6635 UNION ST, ARVADA, CO 80004-2425

Mortgage

Document Number	0000067484
Date	Jul 18, 2022
Instrument	2022067484

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050719
Date	Mar 31, 2021
Instrument	2021050719

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113526
Date	Nov 2, 2017
Instrument	2017113526

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	827 Months
Due	Oct 29, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.7%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Feb 5, 2020
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Document Number	0000014702
Instrument Date	Feb 5, 2020
Instrument	2020014702
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6635 UNION ST, 6635, ARVADA, CO 80004-2425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6635 UNION ST, ARVADA, CO 80004-2425

Mortgage

Document Number	0000014703
Date	Feb 5, 2020
Instrument	2020014703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON CO
Recording Date	Sep 3, 2019
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Instrument Date	Aug 29, 2019
Instrument	79405
Transaction Type	Construction Loan
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15400 W 64TH AVE #9E-15 ARVADA CO 800076852, 9E-15, ARVADA, CO 80007-6852

Mortgage

Document Number	0000079405
Date	Sep 3, 2019
Instrument	79405

Lender

Name	LEE CAMERON IRA
Address	1070 W CENTURY DR, LOUISVILLE, CO 80027-1655

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 2, 2020

Interest

Rate	9%

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 29, 2019
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Instrument Date	Aug 29, 2019
Instrument	78273
Transaction Type	Construction Loan
Record Updated	Sep 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15400 W 64TH AVE #9E-15 ARVADA CO 800076852, 9E-15, ARVADA, CO 80007-6852

Mortgage

Document Number	0000078273
Date	Aug 29, 2019
Instrument	78273

Lender

Name	LEE CAMERON
Address	1070 W CENTURY DR, LOUISVILLE, CO 80027-1655

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 28, 2020

Interest

Rate	9%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 15, 2019
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Document Number	0000072526
Instrument Date	Aug 14, 2019
Instrument	72526
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15400 W 64TH AVE #9E-15 ARVADA CO 800076852, 9E-15, ARVADA, CO 80007-6852
Investor	Possibly a Property Investor

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	6635 UNION ST, ARVADA, CO 80004-2425
Document Number	0000113527
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6635 UNION ST ARVADA CO 800042425, ARVADA, CO 80004-2425

Mortgage

Document Number	0000113527
Date	Nov 2, 2017
Instrument	113527

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	828 Months
Due	Nov 1, 2086

Interest

Rate Type	Adjustable Rate
Rate	4.7%

Tax Assessment & Valuation

The 2025 property tax bill for 6635 Union St was $4,641.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Arvada City
County	Jefferson County
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,641.00	$45,010 Land $15,187 Building $29,823	$720,168 Land $242,999 Building $477,169
2023	$4,087.00	$42,136 Land $16,856 Building $25,280	$683,895 Land $251,589 Building $432,306

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6635 Union St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	4 (1990–2024)
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6635 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARVADA serves 171,610 people · EPA ID CO0130001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, LiveWireNet.

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