Buchanan County property record for 6635 Ridgeway St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1990 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,375 (2025) |
| Deeds & Mortgages | May 2023 Transfer Feb 2020 Mortgage |
| APN | 06-9.0-31-003-002-041.000 |
| Primary APN | 06-9.0-31-003-002-041.000 |
|---|
| Building Area | 1,120 sqft Base Area |
|---|---|
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 164 ft deep x 139 ft wide |
| Street Address | 6635 RIDGEWAY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HIGHWAY ADDITION LOT:10 BLK:3LGL DESC:S 60' L 10 & ALL L 21 |
| Legal Subdivision | HIGHWAY ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 2500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6635 RIDGEWAY ST, SAINT JOSEPH, MO 64504-2452 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 23, 2023 | Intrafamily Transfer, Transfer |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 22, 2023 |
| Transfer Doc | 003787/154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 23, 2023 |
| Property Address | 6635 RIDGEWAY ST, SAINT JOSEPH, MO 64504-2452 |
| Document Number | 003787/154 |
| Book / Page | 3787 / 154 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023003669 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 6635 RIDGEWAY SHEET ST, SAINT JOSEPH, MO 64504 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 6635 RIDGEWAY ST, SAINT JOSEPH, MO 64504-2452 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2020 |
| Title Company | ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 3746/268 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 3746/268 |
| Instrument | 2020001409 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,375.00 (+0.07%) | $19,170 (+6.15%) Land $3,230 Building $15,940 | $100,920 (+6.16%) Land $17,000 Building $83,920 |
| 2024 | $1,374.00 (+15.75%) | ||
| 2023 | $1,187.00 (-0.67%) | $18,060 (-) Land $3,230 Building $14,830 | $95,060 (-) Land $17,000 Building $78,060 |
| 2022 | $1,195.00 | $18,060 Land $3,230 Building $14,830 | |
| 2021 | $95,060 Land $17,000 Building $78,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 14 (1984–2020) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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