6635 Monarch Cir, Mobile, AL 36618 Property Records

Mobile County property record for 6635 Monarch Cir, Mobile, AL 36618

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,566 sqft · built 2024
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$355,048 (Feb 2024)
Tax Bill$1,681 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN12300121

Property Details

APN / Parcel Number

Primary APN12300121
Alternative APN
  • 23 04 20 4 000 002.140

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,566 sqft Living Area
1st Floor Area2,566 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area391 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number12300121
Street Address6635 MONARCH CIR
CityMOBILE
StateAL
Zip36618-0020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 KINGS BRANCH SUBDIVISION PHASE TWO, UNIT FOUR IN 2022004328
Legal Range03S
Legal Township03S
Legal Section28
Legal Phase2
Legal Lot Number36
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1000
Census Tract3409

Owner

6635 Monarch Cir is owned and occupied by two individuals who bought it in February 2024.

Source: Mobile County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address6635 MONARCH CIR, MOBILE, AL 36618-0020
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2024 · Amount on File
Deed SaleFeb 1, 2024 · Amount on File
Deed Document Number20245259
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address6635 MONARCH CIR, MOBILE, AL 36618
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005260
DateFeb 1, 2024
Instrument2024005260
Lender
NameTRUIST BANK
TypeBank
Address1001 SEMMES AVE, RICHMOND, VA 23224
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 6635 Monarch Cir was $1,681 with a homeowner's exemption, up 7.4% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,681.00 (+7.41%) Homeowner's exemption$35,830 (+11.69%) Land $4,200 Building $31,630$358,300 (+123.38%) Land $42,000 Building $316,300
2024$1,565.00$32,080 Land $8,400 Building $23,680$160,400 Land $42,000 Building $118,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6635 Monarch Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6635 Monarch Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 81% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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