6635 Leo Ln, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 6635 Leo Ln, Harmony, FL 34773

Property Summary

Property TypeResidential Vacant Land
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$314,990 (Nov 2025)
Tax Bill$415 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN242631352000010510

Property Details

APN / Parcel Number

Primary APN242631352000010510

Exterior

Lot Area2,178 sqft (0.05 acres)

Location & Zoning

Street Address6635 LEO LN
CityHARMONY
StateFL
Zip34773-6181
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionHARMONY WEST TOWNHOMES PB 33 PGS 46-49 LOT 51
Legal Lot Number51
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2115
Census Tract43801

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6635 LEO LN, HARMONY, FL 34773-6181
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2025 · Amount on Record
Deed SaleNov 4, 2025 · Amount on Record
Deed Document Number2025136817
Deed Book / Page6875 / 2435
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 4, 2025
Property Address6635 LEO LN, HARMONY, FL 34773-6181
Document Number0068752435
Book / Page6875 / 2435
Map ReferenceMB 33 PG 46-49
Instrument DateNov 3, 2025
Instrument2025136817
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address6635 LEO LN, HARMONY, FL 34773-6181

Mortgage

Document Number0068752436
DateNov 4, 2025
Book Page6875/2436
Instrument2025136818
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
AddressAUSTIN, TX 78750
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$415.00 (+0.24%)$30,000 (-) Land $30,000$30,000 (-) Land $30,000
2024$414.00$30,000 Land $30,000$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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