6635 Lake Ave, Elyria, OH 44035 Property Records

Lorain County property record for 6635 Lake Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,591 sqft · built 1842
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jul 2026)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-009-102-081`

Property Details

APN / Parcel Number

Primary APN	`06-23-009-102-081`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,591 sqft Living Area
Gross Area	1,991 sqft
Upper Floors Area	307 sqft

Exterior

Year Built	Built 1842
Effective Year Built	Effective 1842
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	400 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6635 LAKE AVE
City	ELYRIA
State	OH
Zip	44035-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BRACE TRACT
Legal Block	102
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1026
Census Tract	70200

Owner

Source: Lorain County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14015 BYRON BLVD, CLEVELAND, OH 44130-7100
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Line of Credit A MORTGAGE
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Deed Document Number	2026102511
Prior Transfer Date	Oct 23, 2019
Prior Transfer Doc	0000740235
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 7, 2026
Property Address	6635 LAKE AVE, ELYRIA, OH 44035-2145
Document Number	0000102511
Instrument Date	Jul 2, 2026
Instrument	2026102511
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	14015 BYRON BLVD, CLEVELAND, OH 44130-7100

Mortgage

Document Number	0000102512,
Date	Jul 7, 2026
Instrument	2026102512

Lender

Name	A MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	6635 LAKE AVE, ELYRIA, OH 44035-2145
Document Number	0000655386
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6635 LAKE AVE ELYRIA OH 440352145, ELYRIA, OH 44035-2145

Mortgage

Document Number	0000655386
Date	Dec 18, 2017
Instrument	655386

Lender

Name	COMMUNITY STAR CU
Address	ELYRIA, OH 44035

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 17, 2022

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,306.00 (-2.91%)	$58,420 (+%) Land $14,000 Building $44,420	$166,910 (-) Land $40,000 Building $126,910
2024	$3,405.00 (+8.86%)	$58,419 (+21.23%) Land $14,000 Building $44,419	$166,910 (+21.23%) Land $40,000 Building $126,910
2023	$3,128.00 (+0.35%)	$48,188 (%) Land $12,747 Building $35,441	$137,680 (-) Land $36,420 Building $101,260
2022	$3,117.00	$48,190 Land $12,750 Building $35,440
2021			$137,680 Land $36,420 Building $101,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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