6635 Banning Dr, Oakland, CA 94611 Property Records

Alameda County property record for 6635 Banning Dr, Oakland, CA 94611

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,479 sqft · built 1966
Lot Size	0.06 acres (2,625 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Jun 2026)
Tax Bill	$13,052 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48D-7307-49`

Property Details

APN / Parcel Number

Primary APN	`48D-7307-49`
Alternative APN	`048D-7307-049-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,479 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1967
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,625 sqft (0.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6635 BANNING DR
City	OAKLAND
State	CA
Zip	94611-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00049 BLK: AR: 048D PAGE: 7307
Legal Subdivision	FORESTLAND HEIGHTS
Legal Lot Number	1921
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	404600

Owner

Source: Alameda County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6635 BANNING DR, OAKLAND, CA 94611-1501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Deed Document Number	202677632
Prior Transfer Date	Feb 24, 2023
Prior Transfer Doc	0000033653
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 12, 2026
Property Address	6635 BANNING DR, OAKLAND, CA 94611-1501
Document Number	0000077632
Instrument Date	Jun 8, 2026
Instrument	202677632
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6635 BANNING DR, OAKLAND, CA 94611-1501

Mortgage

Document Number	0000077633,
Date	Jun 12, 2026
Instrument	202677633

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Mar 23, 2023
Property Address	6635 BANNING DR, OAKLAND, CA 94611-1501
Document Number	0000033653
Map Reference	MB 10 PG 81
Instrument Date	Feb 24, 2023
Instrument	2023033653
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE OC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6635 BANNING DR, OAKLAND, CA 94611-1501

Mortgage

Document Number	0000033654
Date	Mar 23, 2023
Instrument	2023033654

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	585 Months
Due	Dec 16, 2071

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.6%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$877,200 (+2%) Land $263,160 Building $614,040
2025	$13,052.00 (+288.68%)	$860,000 (+595.77%) Land $258,000 Building $602,000
2024	$3,358.00 (-1.41%)
2023	$3,406.00 Homeowner's exemption	$123,604 Land $63,073 Building $60,531	$1,013,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1986)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, Unwired.

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