6634 Edge Rd, Royal Oak, MD 21662 Property Records

Talbot County property record for 6634 Edge Rd, Royal Oak, MD 21662

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,636 sqft · built 1975
Lot Size	0.638 acres (27,791 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Mar 2017)
Tax Bill	$4,111 (2026)
Deeds & Mortgages	Apr 2026 Sale Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-072009`

Property Details

APN / Parcel Number

Primary APN	`02-072009`
Alternative APNs	`2072009` `072009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	27,791 sqft (0.638 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	292 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	072009
Street Address	6634 EDGE RD
City	ROYAL OAK
State	MD
Zip	21662-1500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 - 27,830 SF BELLEVUE RD ROYAL ACRES
Legal Subdivision	ROYAL ACRES
Legal Lot Number	10
Jurisdiction	TALBOT MD
Township / Civil Division	2, ST. MICHAELS
Census Block Group	1
Census Block	1055
Census Tract	960600

Owner

6634 Edge Rd is owned and occupied by an individual who acquired it in March 2026.

Source: Talbot County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	6634 EDGE RD, ROYAL OAK, MD 21662-1500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Mar 20, 2017	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on File
Deed Sale	Mar 20, 2017 · Amount on File
Prior Sale	Oct 15, 1993 · Amount on File
Deed Document Number	20172432-336
Deed Book / Page	2432 / 336
Last Transfer Date	Mar 19, 2026
Transfer Doc	3255000337
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Apr 1, 2026
Property Address	6634 EDGE RD, ROYAL OAK, MD 21662-1500
Document Number	3255000337
Book / Page	3255 / 337
Instrument Date	Mar 19, 2026
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6634 EDGE RD, ROYAL OAK, MD 21662-1500
Investor	Possibly a Property Investor

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	6634 EDGE RD, ROYAL OAK, MD 21662-1500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EASTERN SHORE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027230462
Date	Jul 14, 2020
Book Page	2723/462

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Mar 20, 2017
Property Address	6634 EDGE RD, ROYAL OAK, MD 21662-1500
Document Number	0024320336
Book / Page	2432 / 336
Map Reference	LB15 FO77
Instrument Date	Mar 13, 2017
Instrument	2432-336
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	EASTERN SHORE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 91, ROYAL OAK, MD 21662-0091

Mortgage

Document Number	2432342
Date	Mar 20, 2017
Instrument	2432-342

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 6634 Edge Rd was $4,111 with a homeowner's exemption, up 2% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,111.00 (+1.96%) Homeowner's exemption	$487,633 (+3.33%)	$519,100 (+1%) Land $443,300 Building $75,800
2025	$4,032.00 Homeowner's exemption	$471,900 Land $396,600 Building $75,300	$471,900 Land $396,600 Building $75,300
2023	$3,580.00 Homeowner's exemption	$434,700	$471,900 Land $396,600 Building $75,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6634 Edge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 252 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	80 (1996–2026)
Claims Outside the SFHA	27 of 80
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6634 Edge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Easton Velocity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Edge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures