Howard County property record for 6633 Seneca Dr, Columbia, MD 21046
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 1964 |
| Lot Size | 0.746 acres (32,495 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Apr 2022) |
| Tax Bill | $7,527 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-436609 |
| Primary APN | 06-436609 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Total Area |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 32,495 sqft (0.746 acres) |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 88 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 436609 |
|---|---|
| Street Address | 6633 SENECA DR |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 25 6633 SENECA DR ARROWHEAD E C |
| Legal Subdivision | ARROWHEAD EC |
| Legal Lot Number | 25 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 606701 |
Source: Howard County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6633 SENECA DR, COLUMBIA, MD 21046-1040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit APL FEDERAL CREDIT UNION |
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Apr 5, 2022 | Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on Record |
| Deed Sale | Apr 5, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2015 · Amount on Record |
| Deed Book / Page | 21441 / 244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Sep 14, 2026 |
| Property Address | 6633 SENECA DR, COLUMBIA, MD 21046-1040 |
| Document Number | 2340000172 |
| Book / Page | 23403 / 172 |
| Instrument Date | Aug 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6633 SENECA DR, COLUMBIA, MD 21046-1040 |
| Document Number | 2340000172, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 23403/172 |
| Name | APL FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 18, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6633 SENECA DR, COLUMBIA, MD 21046-1040 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2024 |
| Name | Verified Name |
|---|---|
| Address | 6633 SENECA DR, COLUMBIA, MD 21046-1040 |
| Document Number | 0222350164 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 22235/164 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 9, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 5, 2022 |
| Property Address | 6633 SENECA DR, COLUMBIA, MD 21046-1040 |
| Document Number | 0214410244 |
| Book / Page | 21441 / 244 |
| Map Reference | MB RHM 7 FO 79 |
| Instrument Date | Mar 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 0214412520 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 21441/2520 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,527.00 (+3.72%) | $479,300 (+3.7%) | $513,500 (+11.1%) Land $275,700 Building $237,800 |
| 2025 | $7,257.00 (+63.56%) | $462,200 (+10.89%) Land $245,700 Building $216,500 | $462,200 (-) Land $245,700 Building $216,500 |
| 2023 | $416,800 | $462,200 Land $245,700 Building $216,500 | |
| 2022 | $4,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 8 (1979–2011) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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