6631 Windy River Ln, Katy, TX 77449 Property Records

Harris County property record for 6631 Windy River Ln, Katy, TX 77449

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,739 sqft · built 2003
Lot Size0.103 acres (4,468 sqft)
Owner2 Individual Names on Record
Last Sale$300,447 (Oct 2023)
Tax Bill$4,774 (2025)
Deeds & MortgagesNov 2023 Mortgage
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN123-982-002-0006

Property Details

APN / Parcel Number

Primary APN123-982-002-0006

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,739 sqft Living Area
1st Floor Area1,168 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area4,468 sqft (0.103 acres)
View / LotPrimary
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1239820020006
Street Address6631 WINDY RIVER LN
CityKATY
StateTX
Zip77449-6331
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 6 BLK 2 HIGHLAND CREEK RANCH SEC 1
Legal SubdivisionHIGHLAND CREEK RANCH SEC 1
Legal Block2
Legal Lot Number6
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group3
Census Block3010
Census Tract542201

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6631 WINDY RIVER LN, KATY, TX 77449-6331
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCK MORTGAGE SERVICES LP
Oct 24, 2023Vendor's Lien, Transfer · Conventional Mortgage
ROCK MORTGAGE SERVICES LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2023 · Amount on Record
Deed SaleOct 24, 2023 · Amount on Record
Prior SaleAug 30, 2023
Deed Document Number2023407007
Prior Transfer DateJun 22, 2004
Prior Transfer Doc000X717656
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address6631 WINDY RIVER LN, KATY, TX 77449-6331
Transaction TypeMortgage
Record UpdatedNov 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address19810 OWENS TRACE LN, KATY, TX 77449-4754

Mortgage

Document Number0000422243
DateNov 3, 2023
Instrument2023-422243
Lender
NameROCK MORTGAGE SERVICES LP
TypeMortgage Company
AddressHOUSTON, TX 77079
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 2, 2053

October 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHARRIS TX
Recording DateOct 24, 2023
Property Address6631 WINDY RIVER LN, KATY, TX 77449-6331
Document Number0000407007
Map ReferenceMF 532216
Instrument DateOct 20, 2023
Instrument2023-407007
Transaction TypeTransfer
Record UpdatedNov 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6631 WINDY RIVER LN, KATY, TX 77449-6331

Mortgage

Document Number0000407008
DateOct 24, 2023
Instrument2023-407008
Lender
NameROCK MORTGAGE SERVICES LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictCypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$232,552 (-2.39%) Land $52,221 Building $180,331$232,552 (-2.39%) Land $52,221 Building $180,331
2025$4,774.00 (+298.83%) Homeowner's exemption$238,258 (-7.59%) Land $52,221 Building $186,037$238,258 (-7.59%) Land $52,221 Building $186,037
2024$1,197.00
2023$257,841 Land $52,221 Building $205,620$257,841 Land $52,221 Building $205,620
2022$1,197.00 (+12.71%)
2020$1,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 157
serves 13,062 people · EPA ID TX1011430
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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