Harris County property record for 6631 Rusty Ridge Ln, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,664 sqft · built 2003 |
| Lot Size | 0.116 acres (5,050 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,797 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 123-982-003-0015 |
| Primary APN | 123-982-003-0015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 687 sqft |
| Game Room | Game Room |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,050 sqft (0.116 acres) |
| View / Lot | Primary |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 406 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1239820030015 |
|---|---|
| Street Address | 6631 RUSTY RIDGE LN |
| City | KATY |
| State | TX |
| Zip | 77449-6333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 15 BLK 3 HIGHLAND CREEK RANCH SEC 1 |
| Legal Subdivision | HIGHLAND CREEK RANCH SEC 1 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 542201 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11401 WINDY CREEK DR, PEARLAND, TX 77584-8215 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage BANCORPSOUTH |
| Feb 21, 2019 | Deed of Trust, Mortgage VERITY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2016 |
| Deed Sale | Nov 7, 2016 |
| Prior Sale | Mar 28, 2012 |
| Deed Document Number | 2016501703 |
| Prior Transfer Date | Oct 5, 2011 |
| Prior Transfer Doc | 0000427171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 6631 RUSTY RIDGE LN, KATY, TX 77449-6333 |
| Document Number | 0000308597 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 6631 RUSTY RIDGE LN KATY TX 774496333, KATY, TX 77449-6333 |
| Document Number | 0000308597 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 308597 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 6631 RUSTY RIDGE LN, KATY, TX 77449-6333 |
| Document Number | 0000069294 |
| Instrument Date | Feb 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Name | Verified Name |
|---|---|
| Address | 6631 RUSTY RIDGE LN KATY TX 774496333, KATY, TX 77449-6333 |
| Document Number | 0000069294 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 69294 |
| Name | VERITY MTG |
|---|---|
| Address | NEW ORLEANS, LA 70163 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,889 (-) Land $52,910 Building $192,979 | $245,889 (-) Land $52,910 Building $192,979 | |
| 2025 | $5,797.00 (+213.86%) | $245,889 (-6.85%) Land $52,910 Building $192,979 | $245,889 (-6.85%) Land $52,910 Building $192,979 |
| 2024 | $1,847.00 (+1.88%) | ||
| 2023 | $263,985 Land $52,910 Building $211,075 | $263,985 Land $52,910 Building $211,075 | |
| 2022 | $1,813.00 (+38.29%) | ||
| 2020 | $1,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 990 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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