6631 Fox Ridge Cir, Davidson, NC 28036 Property Records

Cabarrus County property record for 6631 Fox Ridge Cir, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,643 sqft · built 2005
Lot Size	0.68 acres (29,621 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (May 2020)
Tax Bill	$4,263 (2023)
Deeds & Mortgages	Jun 2026 Sale May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03003A0047.000000`

Property Details

APN / Parcel Number

Primary APN	`03003A0047.000000`
Alternative APNs	`4684 82 0875` `137944`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,643 sqft Living Area
Gross Area	5,546 sqft
1st Floor Area	2,940 sqft
Upper Floors Area	1,703 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	294 ft deep x 46 ft wide
Garage Type	Mixed
Garage Area	695 sqft
Driveway	Concrete Driveway
Driveway Area	130 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	396 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	137944
Street Address	6631 FOX RIDGE CIR
City	DAVIDSON
State	NC
Zip	28036-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 47 PARK CREEK
Legal Subdivision	PARK CREEK
Legal Lot Number	47
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2014
Census Tract	41201

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6631 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 21, 2020	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
May 10, 2019	Warranty Deed, Transfer INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	14194 / 232
Last Transfer Date	May 13, 2026
Transfer Doc	0000014464
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 18, 2026
Property Address	6631 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Document Number	0000014464
Book / Page	18044 / 53
Instrument Date	May 13, 2026
Instrument	202614464
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	6631 FOX RIDGE CIR, DAVIDSON, NC 28036-8090

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	May 21, 2020
Property Address	6631 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Document Number	14194232
Book / Page	014194 / 000232
Instrument Date	May 7, 2020
Instrument	15242
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6631 FOX RIDGE CIR DAVIDSON NC 280368090, DAVIDSON, NC 28036-8090

Mortgage

Document Number	14194235
Date	May 21, 2020
Book Page	014194/000235
Instrument	15243

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 10, 2019
Property Address	6631 FOX RIDGE CIR, DAVIDSON, NC 28036-8090
Document Number	13500250
Book / Page	013500 / 000250
Instrument Date	May 10, 2019
Instrument	11385
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	INVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

Amount	Amount Recorded
Tax	$1,060.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1301 2ND AVE #31 SEATTLE WA 981010003, 31, SEATTLE, WA 98101-0003
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,690 (-) Land $135,000 Building $676,690
2025		$811,690 (+53.85%) Land $135,000 Building $676,690
2024			$811,690 (+53.85%) Land $135,000 Building $676,690
2023	$4,263.00	$527,580 Land $112,000 Building $415,580	$527,580 Land $112,000 Building $415,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK CREEK S/D private · serves 203 people · EPA ID NC0113231
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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