6631 Cedar Crest Trl, Dayton, OH 45459 Property Records

Montgomery County property record for 6631 Cedar Crest Trl, Dayton, OH 45459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,701 sqft · built 1978
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$428,500 (Oct 2025)
Tax Bill	$8,298 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`O67 23401 0012`

Property Details

APN / Parcel Number

Primary APN	`O67 23401 0012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,701 sqft Living Area
1st Floor Area	1,032 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	29,621 sqft
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	170 sqft
Patio Area	689 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6631 CEDAR CREST TRL
City	DAYTON
State	OH
Zip	45459-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	48 PT HAWTHORNE HILLS SEC FOUR
Legal Subdivision	HAWTHORNE HILLS SEC
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	40102

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6631 CEDAR CREST TRL, DAYTON, OH 45459-1351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Fiduciary Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC
Aug 22, 2023	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Aug 22, 2023
Deed Document Number	2025-00057475
Record Updated	Jun 8, 2026

October 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 16, 2025
Property Address	6631 CEDAR CREST TRL, DAYTON, OH 45459-1351
Document Number	0000057475
Map Reference	MB 103 PG 22
Instrument Date	Sep 19, 2025
Instrument	2025-00057475
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	NORTHWEST SELECT TITLE AGENCY, NORTHWEST SELECT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6631 CEDAR CREST TRL, DAYTON, OH 45459-1351
Investor	Possibly a Property Investor

Mortgage

Document Number	0000057476
Date	Oct 16, 2025
Instrument	2025-00057476

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Max Rate	10.2%

August 2023: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 22, 2023
Property Address	6631 CEDAR CREST TRL, DAYTON, OH 45459-1351
Document Number	0000042926
Map Reference	MB 103 PG 22
Instrument Date	Jul 21, 2023
Instrument	202300042926
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$121,620 (-) Land $24,060 Building $97,560
2024	$8,298.00 (+19.76%)	$121,620 (-) Land $24,060 Building $97,560
2023	$6,929.00 (+0.49%)	$121,620 (+24.99%) Land $24,060 Building $97,560	$347,500 (+25%) Land $68,750 Building $278,750
2022	$6,895.00	$97,300 Land $19,250 Building $78,050
2020			$278,000 Land $55,000 Building $223,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2001–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Cedar Crest Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures