663 Ridgefield Rd, Mobile, AL 36608 Property Records

Mobile County property record for 663 Ridgefield Rd, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,994 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$469,000 (Sep 2026)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2023 Sale & Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R022805214002045`

Property Details

APN / Parcel Number

Primary APN	`R022805214002045`
Alternative APNs	`28 05 21 4 002 045.XXX` `00526531` `526531`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,994 sqft Living Area
1st Floor Area	2,280 sqft
Upper Floors Area	1,020 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	526531
Street Address	663 RIDGEFIELD RD
City	MOBILE
State	AL
Zip	36608-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 RIDGEFIELD UNIT 1 SECT A MBK 16 P 121 #SEC 21 T4S R2W #MP28 05 21 4 002
Legal Range	04S
Legal Township	04S
Legal Section	21
Legal Subdivision	RIDGEFIELD
Legal Lot Number	21
Legal Unit	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1003
Census Tract	3606

Owner

663 Ridgefield Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Mobile County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2023	Warranty Deed, Transfer · Line of Credit APCO EMPLOYEES CU
Oct 23, 2019	Deed of Trust, Mortgage · Line of Credit NEW HORIZONS CU
Feb 23, 2022	Deed of Trust, Mortgage · Line of Credit NEW HORIZONS CU
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage NEW HORIZONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Dec 21, 2023 · Amount on File
Deed Document Number	202655468
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 11, 2026
Property Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316
Document Number	0000055468
Instrument Date	Sep 9, 2026
Instrument	202655468
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,369.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316

Mortgage

Document Number	0000055469,
Date	Sep 11, 2026
Instrument	202655469

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 21, 2023
Property Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316
Document Number	0000073534
Map Reference	MB 16 PG 121
Instrument Date	Dec 21, 2023
Instrument	2023073534
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	DELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	663 RIOLAEFIELD, MOBILE, AL 36608

Mortgage

Document Number	0000073535
Date	Dec 21, 2023
Instrument	2023073535

Lender

Name	APCO EMPLOYEES CU
Type	Credit Union
Address	750 17TH ST N, BIRMINGHAM, AL 35203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 25, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062054
Date	Oct 23, 2019
Instrument	2019062054

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36652

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 27, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013964
Date	Feb 23, 2022
Instrument	2022013964

Lender

Name	NEW HORIZONS CU
Type	Credit Union
Address	MOBILE, AL 36652

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 4, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Sep 4, 2019
Property Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316
Document Number	0000052295
Map Reference	MB 16 PG 121
Instrument Date	Sep 3, 2019
Instrument	2019052295
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 9284, MOBILE, AL 36691-0284

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	663 RIDGEFIELD RD, MOBILE, AL 36608-3316

Mortgage

Document Number	0000052296
Date	Sep 4, 2019
Instrument	2019052296

Lender

Name	NEW HORIZONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 663 Ridgefield Rd was $2,593 with a homeowner's exemption, up 36.1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (+36.12%) Homeowner's exemption	$41,730 (+35.09%) Land $7,500 Building $34,230	$417,300 (+35.09%) Land $75,000 Building $342,300
2024	$1,905.00 (+6.78%) Homeowner's exemption	$30,890 (+6.55%) Land $7,500 Building $23,390	$308,900 (+6.55%) Land $75,000 Building $233,900
2023	$1,784.00 Homeowner's exemption	$28,990 Land $7,500 Building $21,490	$289,900 Land $75,000 Building $214,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 663 Ridgefield Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1979–2005)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 663 Ridgefield Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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