Transylvania County property record for 663 Osborne Rd, Brevard, NC 28712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,253 sqft · built 2000 |
| Lot Size | 5.21 acres (226,948 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,696 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 8596-26-8682-000 |
| Primary APN | 8596-26-8682-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,253 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 226,948 sqft (5.21 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 40534000 |
|---|---|
| Street Address | 663 OSBORNE RD |
| City | BREVARD |
| State | NC |
| Zip | 28712-4436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD HENDERSONVILLE HWY |
| Legal Subdivision | CITY OF BREVARD BREVARD TOWNSHIP |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | BREVARD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 960301 |
Source: Transylvania County records · APN 8596-26-8682-000
Assessment roll updated August 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 663 OSBORNE RD, BREVARD, NC 28712-4436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jan 04, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 1999 |
| Deed Sale | Dec 01, 1999 |
| Deed Book / Page | 457 / 642 |
| Last Transfer Date | Oct 08, 2018 |
| Transfer Doc | 0008660721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 663 OSBORNE RD, BREVARD, NC 28712-4436 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 663 OSBORNE RD, BREVARD, NC 28712-4436 |
| Document Number | 0010660275 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 1066/275 |
| Instrument | 2023000234 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BREVARD, NC 28712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 19, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 663 OSBORNE RD, BREVARD, NC 28712-4436 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE PLATINUM |
| Name | Verified Name |
|---|
| Document Number | 0008660645 |
|---|---|
| Date | Jan 04, 2019 |
| Book Page | 866/645 |
| Instrument | 2019000044 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BREVARD, NC 28712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 05, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Transylvania County records · Assessment roll updated August 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Brevard City |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,696.00 (+27.89%) | $656,860 (+87.99%) Land $72,420 Building $584,440 | $656,860 (+87.99%) Land $72,420 Building $584,440 |
| 2023 | $2,108.00 | $349,420 Land $72,420 Building $277,000 | $349,420 Land $72,420 Building $277,000 |
Source: FEMA National Flood Hazard Layer as of June 26, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 2,000 / 200 |
May also be available: Optimum Communications, Vyve Broadband.
Based on FCC filings for 100 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BREVARD serves 11,336 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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