663 N Elm St, Wallingford, CT 06492 Property Records

Wallingford Town property record for 663 N Elm St, Wallingford, CT 06492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1975
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Dec 1997)
Tax Bill	$6,245 (2024)
Deeds & Mortgages	Apr 2025 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WALL M:093 L:008`

Property Details

APN / Parcel Number

Primary APN	`WALL M:093 L:008`
Alternative APNs	`M:027 B:002 L:027B` `D0494020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,541 sqft (0.77 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal
Heating Fuel	Electric

Location & Zoning

Account Number	D0494020
Street Address	663 N ELM ST
City	WALLINGFORD
State	CT
Zip	06492-3235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R18
Legal Lot Number	8
Jurisdiction	WALLINGFORD CT
Township / Civil Division	WALLINGFORD
Census Block Group	2
Census Block	2017
Census Tract	175800

Owner

663 N Elm St is owned and occupied by an individual who bought it in December 1997.

Source: Wallingford Town records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	663 N ELM ST, WALLINGFORD, CT 06492-3235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Line of Credit M & T BANK
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK
Dec 10, 2018	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 1997 · Amount on File
Deed Sale	Dec 4, 1997 · Amount on File
Deed Book / Page	878 / 53
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	663 N ELM ST, WALLINGFORD, CT 06492-3235
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001738-23
Date	Apr 7, 2025
Book Page	1738/23

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLINGFORD CT
Property Address	663 N ELM ST, WALLINGFORD, CT 06492-3235
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1626-893
Date	Jun 3, 2020
Book Page	1626/893
Instrument	3173500012

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALLINGFORD CT
Recording Date	Dec 10, 2018
Property Address	663 N ELM ST, WALLINGFORD, CT 06492-3235
Document Number	1595-944
Book / Page	1595 / 944
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1595-947
Date	Dec 10, 2018
Book Page	1595/947

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Wallingford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wallingford Town
Unified School District	Wallingford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,900 Land $111,500 Building $147,400	$369,857 Land $159,286 Building $210,571
2024	$6,245.00 (+16.95%)
2023	$5,340.00	$182,000 Land $93,000 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 663 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 663 N Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALLINGFORD WATER DEPARTMENT serves 37,267 people · EPA ID CT1480011
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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