Otsego County and Otsego Town property record for 663 Keys Rd, Cooperstown, NY 13326
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,387 sqft · built 1989 |
| Lot Size | 22.4 acres (978,358 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,225 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 365089 54.00-2-12.03 |
| Primary APN | 365089 54.00-2-12.03 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,387 sqft Living Area |
| 1st Floor Area | 1,771 sqft |
| Upper Floors Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 978,358 sqft (22.4 acres) |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Patio Area | 170 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 195589 |
|---|---|
| Street Address | 663 KEYS RD |
| City | COOPERSTOWN |
| State | NY |
| Zip | 13326-2733 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 2 |
| Legal Lot Number | 12.003 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 590202 |
663 Keys Rd, a residential property, is owner-occupied and held in a trust.
Source: Otsego County and Otsego Town records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 663 KEYS RD, COOPERSTOWN, NY 13326-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 663 Keys Rd was $8,225 with a veteran's exemption, up 8.2% from the year before.
Source: Otsego County and Otsego Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Otsego Town |
| Unified School District | Cooperstown Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,225.00 (+8.17%) Veteran's exemption | ||
| 2025 | $7,604.00 | $452,000 Land $98,000 Building $354,000 | $645,714 Land $140,000 Building $505,714 |
| 2023 | $452,000 Land $98,000 Building $354,000 | $551,220 Land $119,512 Building $431,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 663 Keys Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2006–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 663 Keys Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OEConnect Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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